%PDF-1.7 1 0 obj << /Type /Catalog /Outlines 2 0 R /Pages 3 0 R >> endobj 2 0 obj << /Type /Outlines /Count 0 >> endobj 3 0 obj << /Type /Pages /Kids [6 0 R 20 0 R 22 0 R 24 0 R 26 0 R 29 0 R ] /Count 6 /Resources << /ProcSet 4 0 R /Font << /F1 8 0 R /F2 9 0 R /F3 10 0 R /F4 11 0 R >> /XObject << /I1 12 0 R /I2 15 0 R /I3 16 0 R >> /ExtGState << /GS1 13 0 R /GS2 14 0 R /GS3 17 0 R /GS4 18 0 R /GS5 28 0 R >> >> /MediaBox [0.000 0.000 595.280 841.890] >> endobj 4 0 obj [/PDF /Text /ImageC ] endobj 5 0 obj << /Producer (dompdf 3.1.0 + CPDF) /CreationDate (D:20260725133151+00'00') /ModDate (D:20260725133151+00'00') >> endobj 6 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Contents 7 0 R >> endobj 7 0 obj << /Filter /FlateDecode /Length 1472 >> stream xWM6W̱v,nM&!ȁhXYTHɎP,r`i͛MMx(?$!'H-pzS%/FP\;Ul`'+dM2Xh򎐿_ĻkVU鵮dkYG(${Ht[U1P#nwPUX|Ȃd/K-YjӖQdPٰAv@VU(ϭ*4Uy(C`)YDs 7[t !i\G8;l5z0HoA!{6 CrWBp8`,| m޴IFmβHD9"VekT}:^ӳ  o'5H?t&{ QIm$q̙.{@zWe:E.쑙ov^h,e4$C@9CCdX8O0Lz$q!?P$_.s!\ E\\O~D1Y_sbWow &  E++xrO*e(S(aIJ@J.},)s*1 KdPr|Q|eNILWU~uMzk* T)7.Rku>Pq؆hӘ('-0 S$߅_wX߱V5ȽvƎN4jWwu7,5Cм,-&IGiGk,|1E=4 2B.IX ];l.D?}3CdvHCㅢAi"q}EnNT}Pi)Q!HID =9}gp}\H|sJ﹦*'꿌m'3"6峀m~i3T܏>]jX5YE)OS"gx0mYSv%uc%DwJp%bO?k]t?gʨ=6Ց8" _(!Ů'fdE̯ ל>Cz v p_K15"p?4yS?b<=8sGkwnw7` ,?[,o/8-Q[EA[,||.G w5+Np>kbY5(Uf8)sDFܓwmLG^8j-۲v'6@ TǠ/. wKʽg Q,I?S,#N/*e# Q.܍t$,8Q4@i rnOvQ endstream endobj 8 0 obj << /Type /Font /Subtype /Type1 /Name /F1 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 9 0 obj << /Type /Font /Subtype /Type1 /Name /F2 /BaseFont /Times-Bold /Encoding /WinAnsiEncoding >> endobj 10 0 obj << /Type /Font /Subtype /Type1 /Name /F3 /BaseFont /Helvetica /Encoding /WinAnsiEncoding >> endobj 11 0 obj << /Type /Font /Subtype /Type1 /Name /F4 /BaseFont /Helvetica-Bold /Encoding /WinAnsiEncoding >> endobj 12 0 obj << /Type /XObject /Subtype /Image /Width 275 /Height 183 /ColorSpace /DeviceRGB /Filter /DCTDecode /BitsPerComponent 8 /Length 5815>> stream JFIF ( %!1!%)+...383,7(-.+  -%+---+-+-----+----+-----+--------------+-+-------++"@!1AQaq"B2CR#br$3DS#!1AQa#3 ?!W0$xd nGP.cR"uӠ첮̒3ޣUsygɭ3ȭpU)-hyVTy颰[Fwit*jZcW߅ >yG-T19؅cppR99#=92G+vݤ^ڴ]֝2-?1H1TUrstEfg*~,lh2&x)W UI4[3SVq9)nlތU7(]Fd$2RTJDk.\Yخꃪb Ĉ.BT @4.ZȻݗ{c!l $rOi׵bewkm4*=ĵ# Q;0Ab\!ݘk !=/7z OG-aQd~GiI3V2֚+j\HjOxƒ=U? @7ے&^9hѽaz/cב^q;`̔B0ŢsRgϩU:y34:@[9%.#'*h$21y4u+0,:vs).l*(`2u0GCugkؾtqW 6B~"BfDJv9<o}BGYa%f_d/%Y,Clce'e(/enKX+?^#|b.#J_$'HA`(03JH/~qR8މ{&4' HB SA00Tdhi]/dI3Bx.}nZKk1uaԗF n㯒D5~.hO#ͶWӫPF;0MmS>90\A+Ar9^zEm/xr {Jp!:rT GF#vHJ(*ZwH߬a~]o(i-!,hi{Y7!^e]PX1ݭGѴOR[׸|MCEˡCWn\0K u`tq!pm̎XuU<1πo0ފXZLef"?e^y̎_)W|qvBIm{Y} E(p W+\c`A:GfQ7zU$ȉw nz=<]9A:5du WrT_ -x﮷*4GHtY=C/㒶vHd<ӣw)vOujm4xMd2D!\_nESTy vyX5$^3f] #4^(s];F2 };j5]Hz3.{,v!vclX;W=X$xITDc/ns*N@x'܍/դЂi$_z-k#]yNs#q,ᜁ(V[P~kgz:Wo֢,G/?Y+,\|EYPv`xns>tz6ߒswV¢B6n}SZ9\7"Ɂ65p9}%R7sO*h esNV_ފZ\s {% -di9NTOE\<<݀N;$+p8jd\̀֌ĺAn1Q[ tt3 tsno]_b u9hں!ճyt>! g7CΤwp\ 6:)j(jq$MPXƉH&*iuӈ &0W Hj{R%n )K!E+j?j3g8ٰNaAqNvh6,Y8K^CQ2[TesYms˞CFkX Qp:)%d{# h% 8m{n}9mmj驨geyѬ$r?ѹݻbLܸ[l{ (2~䵺h5Q)f.bӭpU5a֪5Xfv9Ż&ܑLsq+<J c1;Ie{4ڲLg#xQ1+ j/9O} Sɏ'S^au`4XfObKeY(G~&[?|ZGʽC;N~D_Q[ Xijߒp:|h}7>|JyX9s?o$~F{REx4|]\ώO|ʗzm5=5{O>mRRQm>썂\ko{Z>52/jD" 6j=1II=aHwl(Xgx<:mjqi6|R؅\,ֱZ=N[nVPM1S_>'a jI C0+(i暶vk9㶭^,eNo)g/O^nŽ c82HixV|GDF@'wl`t]maWMBYT±uK"I,z…2LS6{m}5\y#'HIIrG[qu_'F|( ;Pul2dЅO(¸R6];`0Tci8PR Tt&{ΊBz!Ia?KўmVAe5[5Y&J2Re|EpR #F:6Br#Sl@u]ɲ&9LpuL.\k D4]`O gz}4Atn=749ue+N-M@"D2;huIVX%(S9AtOK;b%F/cG_D?G4O,0ܯ#cttG40Ĥ5!5\頭ʌ֩I"ڜ Oˮ'> endobj 14 0 obj << /Type /ExtGState /BM /Normal /ca 1 >> endobj 15 0 obj << /Type /XObject /Subtype /Image /Width 600 /Height 600 /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 1 /Columns 600 /BitsPerComponent 8>> /ColorSpace /DeviceGray /BitsPerComponent 8 /Length 33662>> stream x]EO\k{q5A b("(VD,]TĂHi7ov7%w{#%L~yͫ":蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:"==EzBDqHRC/?~Ï`7p`у஝w-3ёK mݳ׿gg/7ݻi.q1q5eW/_辿^~R_{A۠od݇S?m̞$;;[@lh CƔO`X:Ƨ6X:Vdx YG޺: #kxx^JmRyxyIeI~^ZvHJLd(v$̼>=xr[ ")t?ع:5>v|ŅG:x5nY4yrz cJWݵ3=Rm (;c'8/[]l" N|jлaL!rj|SN|&T5g?߅KOԜ(yS:=qBoUs.v Ii|u̅C\p7\i`(ٚN^7'+b3_]MU>!U7@4 N˻~çNq¥޿ MMBoZQX$]G~#Y#8w⺵K['UĤx'xK<#B"s+wsp'N]f|S|q ;a4ad_(m|C`Ձ_P'7K=#ȓ! Ʊi=HdhnP~O>n_|[$"U>uӹyk=!<}5v&XlfTo]>vHdo-v5mM8$^ŋrsܩ/;(r$V>>ةu1"Y/_~tn¡[f;p^wffFOb3vtG_Z(-שÉώ]tMaßcT_mz=oKţ^7‹=G ĢΝ~g*:fy_a,J-Z7ԓ]-Fl4_>b˾ ߾Tڶ*|mF/FlbQkgOK~꥝7HG:mO]y? לE5x ^?xuk42m=aTa(zɣN^wYuեVfCOQq('\$ߣvu-=S~= ţ_vuxeϥ_wZ 轟j: y_8gʪ_ad4^Jڛv?:,HRwt:#yrLk3eoy'>cEHԶ~&_#Exs̄s3&b(*|3{wD"Ňm"aM|ΛEȅom)xA:h/~s~Z-h`To?㭝3DF%?`KAMp3V}JaHo_$mXB/Iu`}<:m*Ν[='yl\_m&t9^|(zȦ\mBÎ;޾h(ɍ& Be_ffA[;_{KD7 e*QږeOe.ܷ,TH!-Z"xhi77/q"?bZG*tЋ)m\G 3-`OLV?4+v bJ$Q_-z9:p03엋oPy}Ͼ R^zLE ~>o$[:c(s}dեBgt\W@>Vp&:$zqJ>;^Ψ¤DD1Aݼ6*Q5I|P4㚉MfHrJz=iy]wA$r%F^Ϩ"0/(hoW$L<IaeO':"xuL6*jj, =4^ULaX@i>BcæV'^6.W3&N2-g':&4xuЫdH* zx#b풢r<„^|tqkOeL\$hÕnSe:n{h=Zi7 }`km^DuIŌ)$q5W[9UЋS=ԩрt1]iMȌâ"^ńj儉O2~^As^DD=J59BՌ9,rfvO(yu8;9ys%&{vZ :4<^}uB+W1t3|9E$qݥW QW۫^@0!OG,^QWL.}C4᚝ҏ(Z] TGאU^3<0cWo9K| ;oW"-•nW^z  Uʪо$3/SEL tB{#(œ^A7.te_2n< Ww=:1QhYR#0dOd)V Z]H~P a)"&W*w GED.l!XfOb x0*r}}Ht -n^YdDŽ]J}JQh̽K9c[n}z}™Wfx+AgX/\␮z-ZV?%_ߑc`usN#G ¡sIE[0hPW_y\0sWpCԉ亲M"Z.@=S˯"varauRrlk8%a*X_yuM3:kJ{9 E+Z&}PJ@0 rBm$O˻B1004422611553OԺr능VBj.ZA)",WWJV"ielY%XXZY]'~.Z[bPK}!*ck$?P P +3ss`Tjckgui.j=g#FrKA-+Zqq1ol2H+,0UN.r0HA+Kh*$B/e %?<|(ZX"YtrZYPj!,ߦMr$F_n~9ae`^RҊbɷlf_uvjaH+Bh,2ԡX/"} 5Jݼ¯=a_VR'rO ,Bb^1UP,4,<2*S"Frf -^L T͟0kHD2K_4]R 1" I]M15!!}E+|@^EFƿ^!NRKdiMXf=5aeIݯ{Q$[gL%8cEAf) RȾR^ĊKH\ƾ+ rwqA' O7RF l5XFVԩ4!-Xr%|%6 RY_~&zW{…]FF4@QkD1rV8S%-Gd;IJ`,$"cS6;\3'(DY/; ‘h4e,wk=qV*4XsfB4"JJI[Zՙ`o1'&=Z|ka; DbnnnF~iTTu$ {lg{{ҹ3'U'8;ǤW^om'u*1<"IКSԢnHh6EJgfF|<]VYpVQëuR kkk++KK/s*P k ~;;`5OO/o@Xü'?lui▞7mZ/@zYH xĬXKz3!&"$ ZV4m8R [m!7|ylF R~e# #wNJ$||}By|Oq-mQ͇VUpcQ[;;t*.B)zycj#uRV+B̚X" $w^ZA;G`DKAAA2'̶VPjBvrJI'B[ Bq;-,  twsqjA9Bh9À_Y守"F"""##I`{dʝ~3S놾_X.L0,,,)`|?!jFD%ZY12,t7D8,ؓ2N/-R*"梚`!zeH6!ݍa@(`"Q,BxqĿ㿼+es ;PZfm>bz $뱄<eaQl+BGVbYvRKsS㉥ &7Q[7$]rDEFʂ}1pVOs{GHI(lE$PHWWlO:tӘ &3ÜJT-X٘Y~^vO' ;ICؖHMIINJ!fy"f"K ?}:p(|^>UF> @\R%#Q@I%E1*N-T۸%Vdqubf$ETbr*Pt#, u:(fE;O,3˔ʟ˜XY' /;#5)>:"4ǓޱqI炁V>~8H(A"=3 h|RTJ +1-38#RYbH=g/1(cbv@o%ssrĬԄodO(3+gzM(b98:jK3Rc#Â|K8@#X~ةXؑIdfffU@)| n%1b\Z@L]\;T'p bHv:i##|JWuiAVj|VJoֈXIMXfO:;[Z-M uEyYiIqQaXb9i|+\>Kkɻyݦs2 i,]E)=ZJj_sG,Nȵp^=bBȐH,L@<25!D.0읊X1sRG[KS}uEIAvz2&|;&L0}*.!*+ ypgƼJEBJEEE0<]1\2C[Y̅}ڄxH(em+2,fRƿȺTRF"pHaɝuU9XCug ,uĸ)G"Á w/߀`pR'&fd"BX@+@F  ?,T'O$*MT*i%Bf&R aЈ/ j: E9鄙hkM*q.gm}kzvw7W!b%FZf~>oBD*-#+'7? JLE?"T'ӈ`GnIXS-i8&Gלog?$m5`fPq3fӦxlXۿiӦNhi.×0HpƊPX?5w/! -#;7*{cc"TO8 HS!naS-3;7_[D!";sdNHf.g{Y27mL/(Ƴv?3fL="+%>2$FB8 wGd AiVxl+VUA wwBэHU[H|d<XS0,ܤ~7# ̊"֬YX͵Y)qR\j~hƑO UZfUiY9BYi *3=%1hS)p#P ޒ# !"1}:=#Ce) h1jAQaJ'a-CJ8 C\8v9TIj/LTD>X}ۛjJ3(Ő+H F$dd!ZWTTVV!^fg *˃L+J:\'D"ȅrtvuSp"5C+i(?+5!mH ܁/k\0&?YJ?lY)؟Gݦ_WayE%UUe%pkSdPDUpnll̑BtP0P>yj0(7#9S[mꉃxA!Ip(A{0Zqq62T am}^3펤vA&m+n0jXW"J q<_j0 Ѫ x h$gM(U PR ;8V~k#0Z!HN(M=?GM _] Inf=\ʸd~D7?7~sӧO%LH;]} mij+/"bSr K+kj+ғb"rǴR@PDe"?J"zv8:#[/[r/S^ۈU]!,Ҵ!lf\3_~?;_s Mb_aR_Y@Ʃo G=/e fSM6XĊ qV7Z_TVQ][PK pЂVdjRJ }Im! }_@Ī'D80M` ~N OY:_ \J5.a'U(KbknoԩS{;[*sR\06Rs-GvD%gW#T!^)V:SוJ 3@10=N k#燐^V[VlFo*?ia#.ĊJL-f{Q"+Yʲ!M5\SWM=X=hvOA&RU;ؼ3*W%U u ^E@ jfBk0pcQr(9Jq986bOߏ$B|wwSY2F6|w`XLrf~ zw:sn_7eʔ>Wf%Ey8g'ze+-,khD(^%D|A\) ]6[ j,3W ESH# {X[ǂ&K*(mgٛ"+qz1t K > 'D,$V>w/LDGYij]qUeM}cMEsJ S5tB'${/#߉.ՈX # kvz oTcm]^!Q i9e3:" eu\@&@,dɽRX[t#al^yUT`csssS#+*HYqH I- AӚS^ !ń!Uy$KTwt'I+*^:;Cu\1+BhĪAJPPbsiT𪡩[ҘW8VY0l umaԡ_qQ[Y\Z^^^ZS˰eŮa㞞zvåB" 4b97Q@PXXu ټK𪮡(ю̂`8'L &@ RN^~2lbn/*)-).đh8'lF]xsvщi9`T:]B#?"|opFI9Gۂ㩱IֶV((/bTEZpW):DYog@j.|"F.Cz' ez -MյXGrYI1^q&\v#[| xMM1I9 [ZZj*K|E ! Y{ӳ\G PNOqaDYLШԬZvϒ:!-5{?ƙOQ3?N~P WM-mX-UT=+zcY$Dk8`6:Mҝ׹ǢSA DE`7'Ӆq$#f>vln~e}MR JA^wtt6?d;lX*rr^QRjzfffzjR|&*%8=Lx?@V]u:fVT?]\Cl A^/X%ļ4 )Š<"ŋW!b fD)Q byUj§}b!. Ɍeﳎed(T)Knq'\ 'nE˗0793jRggG;RPg)S63"s4f! ޹b^TlI ,R`H;E+ pc"I0,moS4z w%oĢ χ@0>ťWYԧ9ʔ.^8Ou<˄JxK2&uMَ+Z.Jd6NඁFi[~g+teHy ]ˈ X=A x=kRkcmEQ.mʼn^a* X YhXXhHp ͱ 7x%}G#&J$Db\ve}Nm+=MXS7"EXځx=zTAcp)srOO7,&>u,s ]5@h7'Ä!LH#Ba DZ pwe>/^^BzpJF3ێA,H󄙕Ph(X0<;@k +ڑ*ԃJ}Bp>] ވ!A7I{z{{ 8)H)p#ĽFBHߛBEtHvXҶ&k( ,>H({( Xٿ?f=+y#XKŕ-]ݽ`)uwsT fizyzx{ٌ)0ܤC7{Vt(=&HvW؇k/X]X{{ P8hhm ̂Ya~#|"ږx)} EDM_/Pd,>"J>j=]6C/by%_^RXG3wL$*R[}#qOҧOe`C#Pbnp'_Dx3!yF]YL5n V]yms;,'Xcܰp%#qv &Jȩ#]B}˩&y A;X{Xz},HH^]Ibj${z'+s-VFX2$EM`w"0> } Ц 3Alh vt:`W'WV\u$Y_!kȟR *wb %f#'C,2%9Xd~p'6,-"|qg[bu5T7 ˝}%~:"eckn "bDwh>C$jtj-{=X+\YZ M:j\ EևV"5h߬HjW" 9}M[Ä=d,W$FL){~0>lj+ O zXRv?,nX=}SNa ,Jd-lO4z$CKRt! ٧toN:0ʪ=9fj~U Z,NE@p` k{G"z)1Oedt"Rq50qGyzAǕLϳj")q8aN e}|F0=,& ±~c|f6RHĦ?&'#@`c'.G"o+x.r|uT'Aza0ŷ{h>2XΠXO3SVv)ɤR6RnYC ?տ4i0߲bG79X g{LrN#TpL R5Iy_zz mٺpu) CIUk>)<,ޔ1v9ax **ArYfbnuv 2>ӅY j{<ˁ+]SlFfx>!i noAaA0Z%?;hSYM٧uo/⠥`XMs.ٻFN,0X펝Kcˈ&*눔"X z.JױRH?2"㄀K}X3gmw\1XY32NXH*ό غhkdh#ŚbiMllwG~d($NI_PTMt&qQ~T]6bfkX 5sߝHk]n` PP\VY4a9yZ-K'҅ zLq@'e~&0ocHy }ĺ"V>QZ^)x5"vb%Rt!/D6&~UhXqkdb͜>*Jg^ZQ5}Xb$m( ,w\L , E[R}bC'-L@M i3g͚X& cF}3L5 XDch.<:khuC&}{fa%b2F,<*~v<0,F'QB}tǾ*"SGmA‡GBM~]O^FI.b͘Q"eU_f7(_Xՠ =*H]1]"AV/VMmwjF$VMnFh٨'$cU]YNşLB߬#;=U= %~y kZn, vtTvGla{HVUn>Oz// OYytbm 3f a $)b9ʗS@`U?3RGX٫u~ƷCjÑ)_x  GX8CkTD2zM& R׀Via.::pz 91<ڔ%o<nb=F PGtl5)|Jۼ5 N,2ut0}h@XZ|q@<k)4b! *{ Q{<(82.| U5HN,l xtC4jQrÇ֑=#F.AA,"} %6 &|TkNh:*8 C»اT_5BokX\9o5 &cp, J$H'3 3ا qړg\u-:{:9*F=kFYu`tI2LhBEyPQ3.!R&`14;;\> cM,a4!vbq2@B /R!t{AAXڍNU0¢gCI_XHRP*ԅc;Ov9orO0y  ]SbKF/)ɹ2L>EZ'Y~^q@ b8LWN71? L_R^US5!ƦUX9uHqҖt@bm y\l֬YcR?[ ׸3L3kEĢkBE?taRHqЋ9'v Í Uk=Ey!^:Fb D,R@<@܂Cԯ| u`{`8#>5XOXAW< k|M6=ԓ?kVsۖ,Z[ [ouK8R$%f g-Ӟx/h%&IWg7qR"{}r6yitGmЅ⮓hI.ΕbsЏXc5(-(+]w:Ϝ'dahEV FbYsYDj2ѺA {.+*8X>ë6ZN2QSm .c[@\G M{g{48}g(#p&U2U:WWW9`jOc GqkJmH[]-̭Pg0|^Bs^)s `QgopiH)M[ ~ FG+k UbЪ19f2.&Z phAJ^^e1B,e4{7!shealDwÏ>Sl~ݲy={U+WXA^r媻}r§͆5y8oXoqnmfHkAȪ<{#rrPzݲƖj$Dx{{ oo_e91Mt?)P:ra @ez\X\A.Ĕ:"ˆqMhLRf~iU}s[ǤIm 5%Ia!A~m@`PpHX EFv6T~݀ -­"CZ$25#5ndlDXD\jvayMcKI-q1Qa!2YBB""c8\5/Nŭ O3n9ghlأ']Hi!ZTXWQ e0.3 叅D%fT5MBjm*+JOIGQѱO0_t?d}C,"&|-hM$D-̝Ǧd4wvuu!b5A-ENfZrbB\lLLttKH:9B Wspz9繙>FdFP*fV,3S{,2!- VK# 7+#5%)1!>!vP'$&q1Pt?O.姞и7b9qҾ!'ST)ƴW$un 3pJ-*aa> 񪳣+;3=5%9)11A $&&%sc.<šLV 㭼K\Şc6tDKZ*Z58V2u66">5@,0!ӏ"VrRP@/BJKMºPt?;"Vu#S ›ъXXYKmYsR &L ¼4 0K $cbe~>]v:~H/QEZz{&m^l3N;,0lYHF@an0ݫ '֤ƺjī|+)RWO ,Os-ލ["*j*q-tGv6 A`Y#kPb1ߡ9۝WRRZYŗGwR '7z7Y!!=La { [A`Im1#Jaa1`5c^Z!q'$ct?,/kXȒq 뽺8L7qE󰠇w!eanjSJ&8h 뼗XM,G+w7'[anc蒌LƦzHJE rG"z5Ow NֲRC#+"87_I$q3wrqspwuvX*-h@_AYU]Ud% ^y{wFwt9>.хAw#=t#yBHaHׅd?f+'2o<=\#)SF{q9!"H{#J,XXeb+tp~FFH"nQ$zԖH1=SQs kda"^y{{{y8 J>faRd7 7[ vwFJr%$A"NI.](x^ٟ]7b.\>zi] UPH`{z RkB{Q9X`Cdwg{ ^of.v8>ɎF¦oAK9؏%>hj.;}}zKc(b2 TcUVJ\I@06Cwl h$l8b5:TkzX.viQKOZ"eX^~ޞnJbqSeb&$Mwt%,@ 'f_3@ѐEണ]DJM=Y B+Ss wW0 0 7Xـ  A&R OV S#q;[K+}a%&trvۍIÁ7bкBC~X0(R,d5X~A}rwqX732&$VI5^ut` jIpn6t3\~: Ddin%C|(U,d>X^A2Y,8cPb &`$ m!ӆ~v/^_v{y$օGD!OvNY RYš|5455[9yl!aoy}n? R7*^&X M%v8~zڛ 8Pa _2\ܽB *,$8ӕ"v07qw$k9{jMr 7YO9^se<Bٚ'b)Eg:D"sO3ǃe$9y""##Ceyı30L&$@NC&M8+OX˽_b!]jވP(602h' 84"*::*2,?C)L|H)¸ĸh 5*ccAJ;辥ԅ\=oJq&l hm羟Kob"͇À?{CE1J_͐g\O{R{gwXī$D _|-̥N#} -Ы ;"9P?IA hCX7~=Ģ,هtjfqB;FͩArF%4򗧭,<&*##=5 _0t\ N<+C71|' e``iOg*GbEw);CS[vP6j KJM 0Vem&‰E?Bb9Stq GzLh~E,>I&]nG^t/II=61%=3+ +1R6d.{\T^JU6%ښa+WE"mrZԌI,Ȳqpl3}! r ONLOIښ&0|9\T54 (EA峩h`7A9 (}ՉXȲF"'1Ճ!;I-2OўxV2sVXd eq9귎GYy‹V6``$`EKXXX`("'V\Cpb:b!iʬ, }u˗ y5Tn!QeuDYȎNFwpXt<srOOI '2!=/N@`!bs .%Rs5DV"-How 26vX eH¢[8n?GHfYJftUI-Me~!Ouqj/WYŠ-Xߏm9Ī"G#\ oXąhU[ctuͲT \^3e $h?OuE0#$J:#$8cuHMhVZGT]b[غzxJI^AJJ~k@Ī$4!/ESױSHdaL!ť"Kdnw/m#HQW‘q~5^BldoJ3`ɬ\nhw)Xc)n DlKPK+ E9I)it^y+LE+ڦv XS^=je _6fh\8,KQX(n8~bb^6s"6J3੘ 0+t<)02ɌZd)EփRn);a;@ C]hoGK8Zc#/[Eu&t~V¹~}o$Yks5ϟdPdASwMiqv<Z+k+(zN yx.CB¿b`ErTْxmRg'&V)"<*]dXGb"".\2;$U *k]Ae[+)'~W/H3&IiEek8Ҵ(lM'wԧÜr.9~+tW FJM^|0+G<@ah5VCu]]-U%Tш+w388xqNEZwtY>^IĮAi~Jc r2; RR K+|:O~x̎H/.}HJ%p6oꀴ ´̌4%\ !c*a@be : E̦<3%YXܰ"nV !u8I&b1_ r⇍g[ÀK'ЂH\!5O*#b#Â)^IϯO$٪7uwuM'31bPu\kA9xh/R?¿?zE8%t59ڒ(}mTd8`[+ҝeam@e$#uXZ^Yr'^Zdo@PHXdt20SS ?+l˲2+&p[{Ɓ]O߿iB,2#%\;¦t apEe) M흽SϜ5k֌iS{Zr2bR mv~`FH0 GedajJKg?)?=nIY&CZJôq+Y35Ry!CE\OĴƶ)S{'w. E&E滹v]LVUP"k{Air]QDM[tsyz%7-Z`y7̟s szu町wRU٥m{a{ H\+1NQ5J4 &X"?, ²w~{3wvgq<?Νsw~ե'8q+ gwd n׈ \Z ]m-M˿s:(;s[pJ[rDD$ļYed WI7Gu֕BW1\ZVջtuV_bc}nj!\5`L)D/t^L\F~ESϲNK/ҫsyl:55Vh9&gCNbÂ\Ĥ݅jmx k.g^[w5kyŝmzO<;; Gl\Tɩ >'7TȪFJ+ּ≾xBK5g!:\ch3?et "| W7Nָ7WD+hV6 J4ԁQVMc*CUoW+E/KE\k^W2U8]L҄.J\{:ɇ >%;yTDž*]tU^.kR. LO/eeZ("!&E,=6ƚ,}:Wc٥#G1jϕ^4'Gy%9,d9ƻ~{12?M)-YVvWl՝IKZST X*S:+CVb1t&b,mTMCLe\gJC-y](i\>/|G3S ]T..洰Bia,d*]?R{Xc}:S,!+w8*!̡ClШ{u`I D47&J Cpj#8ԍs)I#q :@mj7_-_2{\rʠS ?/5>)ɲXLCVng5MӦBq|nC2k0{djHI0<7B"R,CA.6r~'AMqfO5(&А`+Cd g/2p0[cWC <ɐ RUd d2SV qf3ưFn r8b=zvge ,+pP?{2tuA̚" S(DBhfY_f2V&.gkh~_~@J~JYCNyЋb۸52s32*v>((ɭ_c#\܀>&ȌY)\K,fD{28LҗO=*(QJ:I%k%TTO>VH#LL.+2fff~/s^1eĆ9k63%=fYhL]V`OsYfiPEVX/1O^p3pk afCL\eE'b%zD)PO[s&7{3И&0<6 >ٲJR+yf:;*gaC74{Q2![m /-[8g,iM_rc:ghK9<m|ѴF mWKZ q=qC5$JqYa,WJK߮W^&SXtLĥmwťVX zy4ҍ&S2%ZmL p>eڶʒQJ'@JW@0JFZ/jSdM:c!Pz7Agl0y%V1i̙ZKϵR2mwԷnTz&hGs*ޕ2d=C8{וesL~T@ӧ-=:ѩdD"k'[FMV|TObKoF,<>Ѩvm=C9Lh,v&&ɋ3pJYb<1vJ4>S>*v{R:-/aҢ V3+vhHOoo֔0spHmߐucoTZ -֏gm\Ued_ܹD7%ٸ}VEmCCk\NpoZimF׏~?_߶s탦?Y6tFӉSLjݙnx'\3!i5u^(QǞ~?r-=8m o^Z˶2pʤq<~?y+,_mjkc-}o; ]ݸGu5."ωf[td=?6=g _mpx/w? ﭮѾ+.6*G~ymcO1O|ۆ6\m�~&9 +/6M~p<33zɅ7v.V9Z)oWfi߮ 48 Kb (ӯcRl> nSaGP|exK2&X7p@ k/wU퓰8^m3#|J Q yga Om{] 7`:7vfYf:8pjof%E c,ka5rc3 IWk?k/l*;J o?ŏ@z*@k%qVs[ pNħF<}ޟ,]p*8R8Ou&nGjVV:8ĚYr.=˱Taկ[XAy3߃ d@v8iӶ)I큏t0oH[]ڱ*\J穰`s^8L]xUߑ-ʒ ut QflaXnj,D{nVn ˻mt/!j)`DӘpvH;xRS*pIXnKSa "Đt@*[teDm U%؀]c,7ZP_3n|cbUq'޴}x;cROW'^k}I3CyE뻚53|Z JLY0)9d䕜gGqҐ x̕$_3Vz6삝%:QVgcLXp'+jyPT{`d͒K~4'8ruK=֧YtMm`_,eirXoNt_Ut^D#%+t}rc,7XFS4b٥a.)GäXlU?rtQ䘧oW/%xKAD# NYJo]8]߳Rց Y0>IY@Zuc~K3a1== >qnq{ %q!g vߩU4CKɣ5m5 +`O:ŪHsbe+e|]CYcX3›e5- ՙm!u+R?,9Ӗ|Yl;-].pfZv3Z?uw(k]guW'am^v;[kO8#Cx>rS6x{yAvTdwrV8`k5F%΃=ߛW-q0urUӛ3xPf[ | 1t(65T&"y{8kay˔އY/%wu>Fա;aP;[Xg~4/Fܭd'ܓlxⅨ&]KV,,R ϧƐ/UauOx(v]H=/<ڑ[\Q:qgsr΄NX>G:Ҕ_#h/ǵ Æ4_FiN<<#6jkW\Qr۰Hon?r',V#]94{\#:l p[X5t~Ql_Sxˬr~v|W.4و\(;4B_0TkNJB]uªU&_D1 ʺCݗõ}=oFX3T5<3ҹ #zgnª_us~ҩťqA kb /@mTiyMiw+( _!.o'szz6mmEphDpȼCʤjܿ̀]lA\3YknO{*wЈ:m \/.w ?=_9|z.r:8bETn!wʚyS͖ʰ =}pdrL q3EX/>CNC²4y!Vpҫwõ8+ֵjeGǂ֍9엖c >v8=@?dcg Y_K܁a8̏Zf{Мߣƍ`wmgؙňƽ={ÈFSUjhac}K1#λڊ~BYΪu>w҂W{jrQJX#^oRkaO΃V99.aؽ4>x\gwd9[ ZK>2;zMjˊʪil\ve0E]-7ѯ=2!".J);;.ѥeteѯ-o?[2r ˪1#ࢾ%[neųp G2ObZֵw w R9ئ$m=m__Z=IYLY%-<%O;VTuv[D[sZvpVVt|RZv>k743Ϥ50pڕdR7t'D6blT/b(k6nKdC!{Qo%>O] /;lFGq7`o(k.SVxTf/(i9a/<Ǵ 7Es ˍ+HEbC oi)r= ;[k*K 2 AnkCo3»:I.L^~7hxpĿ?$'                                                                                                S endstream endobj 16 0 obj << /Type /XObject /Subtype /Image /Width 600 /Height 600 /SMask 15 0 R /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 3 /Columns 600 /BitsPerComponent 8>> /ColorSpace /DeviceRGB /BitsPerComponent 8 /Length 14447>> stream xו^D`$fJ"%Jdw{jj9.鞮3]cUalWME^-S;d27w燤(J|?ǖedx۽"#3L4ֈuY1NԨ1ZM.s_uO$Bòdc@Z1FUL U1Ff I!ѓ.&UUi?r/&@ޞ;YnnJ/C>O%悼A?@\&#y2P#iZ/~}ύ#K)cDM=SU#vs_m$(!/^Ӎ=DUUQYUgDsXkTEX1jDU֭Υo$B̽RuLlXmTkk_F>QaL>w҈QQq|lyQ? :ͅ9qB"гɶiajrlT?{)&HJԧMTVoQaE!]OOkX kvh16 v&+ "@#BZ&2?4mTԈQsȻTĈUKT;I%W=6Cuiros %E"D!f_Tg|+iȍFTNV? 0U}i-U12OXEx)n (utoݨ#B7gUKե+ڵ܃B'Ku6 rI\g36G>i^ٜT_ʹqFDs,#2 ***F]*l/4єǕ慯K{L(=P=ONMZ?r[&ێT|cݏ6OpUyc~IA-36z|4nxQ,J%k_~v՟g<&\:Ǘ:ܻg=TՈBc4?dAph'>˜Kvz#(LW4$+ 7ب̿KZ9޳Nyπ?bDҶމL8jiVņ:ije`d/&zK- ML&F{>n;6QUqj<""cSh*.q嶙T+{ؠfl㼮J7oTV86t-']վAD"D(aϦnjeY՟ :.mW' yܱ_>4vڰW(U< ;?X^h|[ 4PzبːEU|OzMݬX&6xVu+c+ՃPLGs^ք,>wo2TER|qSCop#>;iy~> Ra:W9do^++du~߼zИJ:9D S Q0=4WYD8^U;YpWf?\<~ŮQzAe?Gքd1/ګ_Ko~IZ94vZxS9`&H:oܸF(H;=߄vZ3{H+saPmĪo]_Ym_~F d$\qY0lofz(KP}Q*?*Һ+I}*[y\⛐ 1!n|u1id,}a& X֮H|>+a5Pd!8%" K;3#x&H74i>1ƐK^~Z=fz U(H}6ui:3aoϳw.ԹһeW[sl(H} k^H'd-~cΘ;u[Uw~1&^BMFDؘ=yVB5]> ~›ZzPWҹG~1Ӄv1|3!p>wʯ&kד=I_F!A~'ϊvyM/tvnr+D{?U(H;";."Mvs"K~baezF=wkkW=1>q kR3D֥{X"iNN!KZӛn0!G =ol;uĴÙ{ 5p"Gc|J+Tt٤ ;yrkn;_ 4bԎl`|xcDvͫɠВ{muPDKOx7(LuFWH7tJzǃGn@1&:0pJɮK΍'[ Ƙ>QH˺Hؘ=y\¥;l}_p6Bww26&"N' E3p CqQUi^ P{wyM4Mc#zMW=,A*_:4j݋^jIş'3Ƅ;?U(8^cCz+`Aﶤ0xtѣ)Y̛kL A"6R#W{Nˋ\z9KM^!7F:*$DzQWKd?v]D{>-a5o)_AѠ/%"bD>4` KY^i^ϣQeE",7mrfjh#)zv/}',^Vf$bo)K:}q:Kg k߾.U|2&׫11|w8.NQ0(K5^u$ ry:Y=,CrbDXVc;Yc`L*uINoe']qlc.`HeeAUi3@lGi{9'L~#Q wD8yxUFQ 4o]̳LּbCРwKr!zI@ϲM%Oztg *vK)u~[_v)ydDۏ D8Y4!%rj\EϬq= |綛'v}pK=v4cp ˄DXB>1` GU}xxz$"̡c'&7(̎~^3N$>^jLm;%l~R,#QIyQ]w۪=5F{>:x0$’O[Z7`2A׾:>*!fA",YFqU=iLձ{3S7^0Mr I4w{u S2 0XDDu<.2ѴTw rG",~K(Y\|!D#"ۗfG+8Y_$Iu@&jYbEϽ7X;au˗r?T!QVG",C/g;W e J,:ryWzUoK𙙹/a !KqQIC_^;J#"t5\yTxUo#˱pt_Bm'Ӽ舦Jm#42}S~ 6?Ldsbw+X#aiX<(!B]X\2ڠyz DX"g'Te; lF3y֍އ39Kk綈8pd-.ھ0j2[ySOSOSma)N!: Udy-2C|Uoˡ^g!mxw|qdкzZ,}lN7+oUoaqP;$BZ.UƘhGr#Feŕ˦`8("">{0|7ʈ(k(]67I/xUo!ˡno`~>*mfUwVD",C"QP [qQ+<^4]I"C3L2}̵بaks D?DBΝV֍_<ޥ^uGE$|#AHOdjdZLcY:Pg7;0;Z0$rgХ@ԏ6;-VEC",FEE6Aⷿ7phD",a9h? 9>;n}sisб}~lVB"6e`8jJ{ӏ;ί G?$r0,A~906%pzK۾{Ggˡbm_ @SE5;`׾UQZ?r! $ʘ5T[=Prz֛VA",76 З_ʮd6]&Uo!ǟ5(Zϸ:Y:7Xr>5*z DX}#$8%86F(dQm_cYMV#G",,Ũ2(4qX%^t<Uȑ!'ȦLj< 2~KV :AжgUȑA]?e(Q;nsK?t8к QZ,|n0LbjRlA :mfvtHeG+%È#fR֕:t. =!C̗jbs'3ŵ$5p(9M1A=dG3NZu W;vZ#I֗FKόf=G}fi*#y}b FV:X#".h׌&` Z,@"q}n1 EUDڈe/.Iɼs[FKIjųF 9JXbc6N6Ϫ*DUԉSOcD+ƈXc+bż[FD-gcD$jeFwj?#™CyHD9a3nc ͈4̞lؐ>#J^7ߪt?cj<>FL}磵%e; L/ ]^-o/"&bj66GKjϿGe eҪwHqkޟ*'`0DҾ <(&pRQ/s7U*5?sb|g6atRj+UZPLEBv 'ʤsIuMXR}){&&uAu"N|xpX?;(F14 Tv01!N T]⻣ypv.ku4>DžvfCh1 ~dK"⚞9K!YE=2h >7لuS;;jFG*m;J0[ۙo<z=rk@)MI=OӪwH%>`z G%b7T~ARhiw!zDXrMP ϿL1{"]q*VcLeGr![x8Y_H!v X!7G wS8D",{yv籕p+b"=bI\M;ɂg+ϣ#(a+7wr;Ɠ8.ǹ}Ff-cPH_Us`+[V*ra=s3Z;4  duk& M[: Yck={qQMZfip`pt|ǻ[XN)CcKuR=D]\:=ۏ 6Du+*?{<<ks'U[?h<*0 zD8.^ԷLmz(hгڱ786U@Go }2xЋOoMfCfFpjBu|{볹xYΊߕ6lTy SO,YC5g/.I[O ߃Ml=h@"+s_>_l=$ƃL|BVq;s%t,>*^ʭD8n:7<'H}AfiZBc'{xs*2лr0|p$(_6mm[Z3u䥮oB|gG &oC"[,~N=o "r[2uuNe/.*"8q_1]̎D8?u;~DX]rjtqHdSSM;fҺ{ݻE@ߘ_Ӷgp۳!:s՘uR%N<lOevQ{{7A51SH}ځ)xl,N/!モ5. @"ͷ#C4ںqz R%QQ&?xb/i^zESyclmۙCyG4A>gt+-,6=kdl>-{^zD8I?Qb? XQ9Xbµ9lqiƿ .qzlr_$ ӼڙMp +Oxϝ uWDDTU; 'jϿuk\m2>_lZң}!Ndt{o.2a0ڱ"hd6*ҾUyqE$[/$I&+Z06_]=S;zuI '<zѤ%W͘k\Ù,$ ,i^z5&|r/rj4~ݧU晿JD=kl%m*IpU-3&wS$ zy;zn}{PcውSj],Ɨ) :׹"-3[l5`&D$B~pU%H 'YlYv֞/ ^ϝ5խvDoyU2c~yDWDӹRHٯf?M՟`'eDD'f)¢6\c6K|/8߲#>c$%uhO[7hg5])T7M}= gWw>]0,Ɨ$.nƱS=5]uX8$+z~3D=_U+}[^?XՏ=% E^Ok/Eĥ-?,y!""929z8$TV^yaʖC)ʵῴϟaeݖC ߝjLւ*^m]կڱؾϑs㒦xh~ڭNTV^jq#=EDĘ m/k{) ͵7Mul&czs6M/ "Bmb$stfޫ2{v) ZILD']|#awM'K,z30ϹQ6ҥsS %Mc|^!X[3nRэڑjpOb%XйkLjmxDo/ m{=%LHW]XcG?׭㓘Voj_D` ='ՙpVue, <^?JАӡ"3_>鹠.,w8+Y>,^SY"b&1Oўx0D_mGV!voXϗ1AX >.͋'k|Ra󕪺:[iS=^16zL`{8LTOVKά9֎,&š[yDTJnF4 lԈvxuv# vDeº= EUv,G+AruxTV-{<7':{kԌT]OߪjjT=9=*:.Pε'v.ފ2,("^k_~ZߕB׼i7q50;gsIzi1cͥjf%9ܰ__(3{Tu̅KoGk^nq3T~&DX;eE@]ڙ-YkgQIVW~c.TTֈG.> endobj 18 0 obj << /Type /ExtGState /BM /Normal /ca 0.3 >> endobj 19 0 obj [6 0 R /Fit] endobj 20 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Contents 21 0 R >> endobj 21 0 obj << /Filter /FlateDecode /Length 2669 >> stream xYMs6WW)4ťXV䵴C5h29#kk_^ihF}Ķh͇>t^ބnOnsK]vm;Á}Cgy%472ƅsvI}hgpّ?XpaײxvBzB#Muæ?6p9gLs/O}ognz86rftWmd叓ׯgtJ8'9*A9EKsS%2h,<ȩD=+)LŅ1}N{UD{7YYlޔwP&e.\Naf{ϊES4t9؍sjߛ&2޻`[$^ -0ۏr;M'<'i]v6nM9=f.1s:pG(왕R.B"OwАg2O]cߛ&޻ɾpbs ΀"%O!w`!ܱMoFΌ#h S\> H6N&xXSJaqB$z6ZO잤TE7M=Cht?Ns1 ՂӼ#G2Wyz3L@ƾYڙ&ASPKʧ9gfw%ҶݶCuaŒT*#B\SamږߜfꤊHCZϘDTJrQEP] 6"@v$\Gȼ@E0<1*9a7:Kei_=/z j)En,$+24,r዆,%ڢAffY ~Y˲w/EaX(7OxɽwϕEd1 /+m#șm\ u YIHrGU@HUu8a Q3"Xp' Y+TRt e+4; *?`gclLd6M&5hH MDL~ 'TQBaۙ62λGZc[9G}A2coMGǏ>2Ƃ @X-+7kRj(ePEbjLd6MF&5h"s|), oY|@CZUe}1={;sFy3HklAVI͇)e!t'Xg0$B.RG eh$00.MloRݤ܎nay3[*# L!a eS؍ cߛ62λ`[0D9`y3uZ5C~%e@♧ε^#v? "-zF2HTѢ^@`ͬ#]z_͇kKzdg5ԏb"oIXB0Yc["{Ҏ#E hnr viO#MLGfysO>ue; cnL_H¼ĤNghx<[G}KHEB|NǾ]V| )OٗDbvfiܣ|/6Hn֡\-INHzlT+SH8OAǧvKGH'"C O4o#-Uw޸]ܔӛZ96m*b<=:N˃=S7KC[H߶X-!c:JaiM#X1ђW8rWל?Id]r(5ͯ.͇׫4KcfI閈>ơ냠c(Ȩ럒k;6ٳ2v9b0*ψSH*8nEғNRMS6Pi?GdW6fGZwhp 7zA3A,=[L$4')X?w-!1N Buy1䛶<0ciZRuLK -HT(Qylw#n껾>2 endstream endobj 22 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Contents 23 0 R >> endobj 23 0 obj << /Filter /FlateDecode /Length 2213 >> stream xXn6SR(QԛdSic`/^02ms#KI>>R$%9L] 0)s8v7? +ilzFưV{{!mCˏ+!( 50-9Tq1gW0l0Xxnt]4dk;1P"26kzK}4ܩA>^mL#a|;5CDY{lpBM_Z˵GS ^/Sp 1#^r̐ظDCd~T5[[UjLǍ?s!oRB B,\3McNEWر ŏsJ-kOkPKYKi JBpuMPzh7 gx3bgR"/gwrZ: P!^MNi|2Ev5]fQ=aNJ%\D3u7gcf+gzjO8x6JVh "]8-^܄=lד\O\C͋(1(U(Ib߈F Gq);ػb?Hf:&8 9L$oUڨFSo}|dDuR.3h2}'=d{zx|iX|r`[BwQI'2IYm6>oe6 ?\fAOp6Qc#ȻO)y˯7p|g%q-0$ <8ڠ0k$}LH:Y[qr{1k&KT/7ظůrO{9UYNi(_Fr:/ S@#y:rok):LYh%l P :uG%XYC >-Fb D\# endstream endobj 24 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Contents 25 0 R >> endobj 25 0 obj << /Filter /FlateDecode /Length 2186 >> stream xX]8}_qg^c_$jg&]R\](TVKkˉ1p1@A@zӇD&"a Ux(ceܨT*Q PJD,C,O\KѢmZmm<I0+T9 :Z|CG{z9ie_Ӧvc]jeP^U48YUg`VTe7H.< lEUb]2]E99&vbַeLD, DA8IaҸrDJDްt5s0q1a;,G('_c2alC[{Эڽjdob|ч (}6p rOC/*3j08G+L]?|Ј`Ojރ1i 0["plzOLH;76 =[ĽxkV%KqG*5'x4iF ձcj+N݉?zJX.sk#A?w8h()+8d Us 1To22qy{[7SW@&K˄,5z:;gy|9 7ܥ{2p:5pkQNsc^F^fOء6êe:5 sF?>XO`G;5Ry0d:.Zy UuGø@~-&! h's3 Ejf;M UhӇ NLBکKz?jexdpgrwtǻ_i;zq{wiD {gNNKM ?pG~ݱUC}3_AGz1Q~ > endobj 27 0 obj << /Filter /FlateDecode /Length 1813 >> stream xXnܶ}WuKnMr9CZшSJ;@_r).) #i^ }z{~Mal?$uI߄0ϧ;AԆZ|r/kٴRtZ ^#=t-Ik5Ur/[QRQp$^ufWZG9( q`G>I2 wSSE)[Z=j!Ȧ6CƼi TyYzP*h>$`yM@$mzQR<x}|瀖dDᯏjЅժ)5˺4\(a06~UnnWě^B^TZA-@ Z4zgdmuq¦B6=߁7+l qaFjG BՅ87|EYb+oɔ?t%o{3{34X:G*?hGVz<7r3U3ʔ*#ZH4I*F kVwEiYo_H<^.8Q pZSI׍y]4moѕ!qz_6wJYQݟ ڢ,o&r(V԰T!üޙ:[jۗ%%f{ rهF N-uoti'w=Le'Yxu=ȁ;%+Yj@÷k>gu( ˪ݩn3N'YǧeMdک_jZ0:8~x(Ǘ"f2Wr PLA#h9BndEi|g C|[91>;>*Ѵ>3|/ \ox|e[!R`TrOc0-O(TDLT~N9P1dDTMcJZ֘ڡiie6MNbr,ç= * X$t%~f$8&炟8?~{q}LLcz"~K9G1UIE9Y s f|Ms2E0gs=lV&g>O`nȹYbxp,ZQ0n|D xV03aJ?//D,]i-3/3.b`gcZM}aSkF+;^8 FVCA\U4Eyj1v%Nf5퀁 !GCK IT՛ C# PB UCU9>ܰX%k*[$Dky< k* QeF\ :ANj ̌.v!`~8kK=?rŗ~z|aaеx8O4r Q;ve!ZEvՁcflyuI3 R6kkoZ1M+^> endobj 29 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Contents 30 0 R >> endobj 30 0 obj << /Filter /FlateDecode /Length 472 >> stream xSMo@W#z1mҒ B,qzCuz3&CҎI3H+5簉.r/i%yٕ7E] Ů> 2CMk _Eَxr5i4*v:AX eH@+uD7䧜ґԴ4XORHD1HMWK\_-n1|\:;Vri2ⰙcyYvwu$au3Y /MleeHɒDpzX Ēb(9%b +MX1%ȼ/Ůbx df>Xh?~K],)nh_ Ԝ[]Laiz.eYTA^^ޖZi[g VpL[S69eoȋMSwUhp2Oq endstream endobj xref 0 31 0000000000 65535 f 0000000009 00000 n 0000000074 00000 n 0000000120 00000 n 0000000468 00000 n 0000000505 00000 n 0000000654 00000 n 0000000757 00000 n 0000002302 00000 n 0000002411 00000 n 0000002519 00000 n 0000002627 00000 n 0000002740 00000 n 0000008723 00000 n 0000008780 00000 n 0000008837 00000 n 0000042746 00000 n 0000057453 00000 n 0000057512 00000 n 0000057571 00000 n 0000057600 00000 n 0000057705 00000 n 0000060448 00000 n 0000060553 00000 n 0000062840 00000 n 0000062945 00000 n 0000065205 00000 n 0000065310 00000 n 0000067197 00000 n 0000067257 00000 n 0000067362 00000 n trailer << /Size 31 /Root 1 0 R /Info 5 0 R /ID[] >> startxref 67907 %%EOF Process of Appointment of a Company Administrator by Court
  • No.7 Makeni Street, Wuse Zone 6, Abuja
ICA logo
SPEAK WITH A CONSULTANT

Process and Procedure of Appointment of a Company Administrator by Court

When a company faces financial turmoil, an administrator can step in to steer it back toward solvency, protecting both the business and its creditors. Appointing an administrator isn’t a simple process, however, it’s a complex legal procedure governed by strict court rules and requirements. In fact, an estimated 60% of struggling businesses that seek formal administration could avoid closure through proper guidance. Understanding the step-by-step process of court-appointed administration could be the lifeline your company or investment needs. Dive into this guide to uncover the crucial steps, legal requirements, and roles involved in appointing an administrator through the courts.
Read the Full Article
Process and Procedure of Appointment of an Administrator by Court

The appointment of an administrator by a court is a significant legal process aimed at managing a company’s affairs when it is financially distressed and unable to pay its debts.

This process is carefully regulated under corporate law to ensure that creditors, directors, and stakeholders’ rights are considered fairly while working towards the company’s potential recovery or orderly restructuring.

This article explores the step-by-step procedure and legal grounds for the court-appointed administration of a company, eligibility criteria, rights of creditors and directors, and the obligations that accompany such an appointment.

What is an Administration Order?

An administration order is a court order that assigns an individual, known as an administrator, to take over the operations and management of a financially distressed company.

The administrator acts as an insolvency practitioner, responsible for restructuring or liquidating the company in an orderly manner.

This order is essential as it can help avoid outright liquidation by attempting to restore the company’s financial health or at least maximise creditor returns.

Key Provisions in the Administration Order

Under Section 448, an administration order is designed to appoint a suitable person to take control of the company’s affairs. This order is issued when the court is convinced that:

  1. The company is unable or likely to be unable to pay its debts.
  2. An administration order would serve the purpose of assisting the company in restructuring or fulfilling its financial obligations.

Who Can Apply for an Administration Order?

Application by Different Parties

Under Section 450, several entities may apply to the court for an administration order, including:

  • The company itself
  • The company’s directors
  • One or more creditors of the company, including prospective or contingent creditors
  • A designated officer appointed by the Federal High Court, particularly in cases involving receivership

Each of these parties holds a vested interest in the company and, as such, may find it beneficial to initiate administration proceedings.

Notification Obligations

Once an administration application is made, the applicant must notify specific parties. These include:

  • Any court that has appointed a receiver for the company
  • Any person who has appointed a receiver
  • Any person who may appoint a receiver or administrator under Section 452
  • Other prescribed individuals, such as potential creditors

These notifications ensure that all stakeholders are aware of the administration process and can participate or protect their interests as required.

Restrictions on Withdrawal

An administration application cannot be withdrawn without the court’s permission. This rule under Section 450(3) prevents applicants from making hasty decisions and ensures that the process is well-considered before moving forward.

The Court’s Decision on an Administration Application

Once an administration application is filed, the court may take various actions based on the evidence and legal grounds presented.

Possible Court Actions (Section 451)

The court has several options when hearing an administration application:

  1. Granting the administration order as requested.
  2. Dismissing the application if the grounds are insufficient.
  3. Adjourning the hearing with or without conditions.
  4. Issuing an interim order to address immediate concerns.
  5. Converting the application to a winding-up petition, if winding up seems more appropriate.
  6. Making any other appropriate order as deemed necessary by the court.

Effectiveness of an Administration Order

The appointment of an administrator takes effect either at the time specified by the court or, if no time is specified, immediately upon the court’s decision.

This process is legally binding and begins a transition period in which the administrator gains control of the company’s management, often taking significant measures to protect its assets.

Appointment of an Administrator by a Floating Charge Holder

In addition to the court’s power, certain creditors known as floating charge holders have the right to appoint an administrator.

Eligibility of a Floating Charge Holder (Section 452)

A floating charge holder may appoint an administrator if:

  • The charge agreement explicitly states that this option is available.
  • The charge holder has debentures secured by charges covering the whole or substantial portion of the company’s property.

This provision ensures that secured creditors, who have a vested interest in the company’s assets, can initiate administration when it is in their best financial interests.

Notification to Prior Charge Holders (Section 453)

If a floating charge holder intends to appoint an administrator, they must notify any prior floating charge holders at least two working days in advance, allowing them time to respond or object if necessary.

Alternatively, they can obtain written consent from the prior floating charge holder, ensuring transparency and mutual agreement among creditors.

Limitations on Appointing an Administrator

Certain situations restrict the appointment of an administrator, particularly when other legal proceedings or appointments are already in place.

Grounds for Restriction (Section 454)

An administrator cannot be appointed if:

  • The floating charge enabling the appointment is not enforceable.
  • A provisional liquidator has been appointed.
  • A receiver or manager is already overseeing the company’s affairs before the effective date of the relevant statute.

These restrictions prevent conflicts and duplicative control over the company’s management, ensuring a single approach to addressing the company’s insolvency.

Filing Requirements and Documentation

A person who appoints an administrator must file specific documents with the Corporate Affairs Commission (CAC), including:

  • A notice of appointment
  • A statutory declaration by the appointing party, attesting to their rights and the enforceability of the floating charge
  • A consent statement from the administrator confirming their acceptance and belief that the purpose of administration is achievable

Frequently Asked Questions

1. What is the role of an administrator?

An administrator is a licensed insolvency practitioner appointed to manage a company in financial distress. Their role includes restructuring the company, preserving its assets, and attempting to improve its financial position to benefit creditors and other stakeholders.

2. Who can apply for an administration order?

The application can be made by the company itself, its directors, any of its creditors, or a designated officer from the court.

3. Can creditors stop the administration process?

Yes, creditors, especially floating charge holders, have specific rights, including opposing or consenting to the appointment of an administrator. However, once the court issues the order, creditors must respect it.

4. What happens to the directors once an administrator is appointed?

Directors typically lose control over the company’s operations, as the administrator assumes full management responsibilities. However, they must still provide the administrator with accurate information about the company’s financial affairs.

5. How long does an administration order last?

The length of the administration period can vary, but it is often limited to a year. However, it can be extended with the court’s or creditors’ approval if needed to fulfill the purpose of administration.

6. Is the administrator liable for previous debts of the company?

No, the administrator is not liable for the company’s debts incurred before their appointment, as their role is to resolve the company’s insolvency issues, not to assume its past liabilities.

Common Misconceptions

Misconception 1: The Administrator Must Liquidate the Company

While liquidation is a potential outcome of administration, the primary goal is to rehabilitate the company if possible. The administrator’s role focuses on restructuring the company’s debts and operations to restore financial stability.

Misconception 2: The Appointment of an Administrator Is Permanent

Administration is a temporary solution, generally lasting up to a year. Its purpose is to manage the company during a crisis and determine the best long-term solution, whether it is restructuring or winding up the company.

Misconception 3: Only the Court Can Appoint an Administrator

Although a court can appoint an administrator, floating charge holders (secured creditors) also have the right to appoint an administrator if they meet specific legal requirements.

Misconception 4: Directors Have No Role During Administration

While directors lose control over daily operations, they are required to cooperate with the administrator and provide necessary information to support the administration process.

Understanding the appointment of an administrator by the court is crucial for directors, creditors, and other stakeholders of a company in distress. By following the structured process and knowing their rights, parties involved can make well-informed decisions to protect their interests and facilitate a fair resolution for the company’s financial issues.

Print 🖨 PDF 📄 eBook 📱

Want to Speak with a Consultant?

Start a One-on-One Conversation With One of Our Senior Corporate/Litigation Law Experts.
Schedule an Appointment
Let's Chat on Whatsapp
Share this article

Related Posts

Oil Spill Contingency Plan (OSCP) Approval in Nigeria: The Compliance Requirement That Can Shut Down Your Operations If You Ignore It

Every year, hundreds of oil spill incidents are reported across Nigeria's petroleum industry, with many linked to equipment failure, operational

Learn more

Environmental Consultancy Accreditation in Nigeria: The Costly Mistake Most Consultants Don’t Know They Are Making

More than 70% of environmental reports submitted for regulatory approval require revisions or additional information before they are accepted, often

Learn more

Bunkering License in Nigeria: What Every Company Supplying Fuel to Ships Must Know Before Starting

Nigeria handles over 80% of West Africa's maritime trade, making marine fuel supply a highly lucrative business. Yet, many companies

Learn more

Schedule an Appointment to Speak With One of Our Senior Legal Consultants

SPEAK WITH A CONSULTANT
Ibe Chido & Associates is a Leading Corporate and Legal Consultancy Firm in Nigeria - Providing expert advice and solutions
Customer Support

+2347085512510

Company
Services
News & Insights
Copyright© 2024 Ibe Chido & Asociates (ICA), All rights reserved.
Facebook-f Instagram Linkedin-in Twitter
error: Content is protected !!

Before you Leave!

Do You Want to Speak with a Senior Corporate Law or Litigation Expert?

SCHEDULE AN APPOINTMENT

OR

CHAT VIA WHATSAPP!