%PDF-1.7 1 0 obj << /Type /Catalog /Outlines 2 0 R /Pages 3 0 R >> endobj 2 0 obj << /Type /Outlines /Count 0 >> endobj 3 0 obj << /Type /Pages /Kids [6 0 R 25 0 R 27 0 R 29 0 R 31 0 R 33 0 R ] /Count 6 /Resources << /ProcSet 4 0 R /Font << /F1 8 0 R /F2 9 0 R /F3 10 0 R /F4 11 0 R >> /XObject << /I1 12 0 R /I2 20 0 R /I3 21 0 R >> /ExtGState << /GS1 18 0 R /GS2 19 0 R /GS3 22 0 R /GS4 23 0 R >> >> /MediaBox [0.000 0.000 595.280 841.890] >> endobj 4 0 obj [/PDF /Text /ImageC ] endobj 5 0 obj << /Producer (dompdf 3.1.0 + CPDF) /CreationDate (D:20260825083526+00'00') /ModDate (D:20260825083526+00'00') >> endobj 6 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Annots [ 14 0 R 16 0 R ] /Contents 7 0 R >> endobj 7 0 obj << /Filter /FlateDecode /Length 1155 >> stream xVn8)#R~zs$Mؤ{h{`$VvCٖvjqq4#,LaQuI%wX _J5V0z#j'as%3&ۿxqdm1Z4Nxj1 $c'ѹ,FZ"fɍXk]RҸ:}9'4<+JլUBL!&kLd,a*6ʢ\HcCC.jx'a t' ̓ )vzkư1zd MOʮY # ur V˥+ mdHKJUmke/4< ,֪q#ڪ]nmjـ]#4Vn .QrY"t]Su8#)H _oPg>%PGJiiJ r]R,X4$aiq5r\cl[0Zضb +0m-kZRGE@ mXJRiD8lJ̶L!OH׋!KX!q/ $SO3sPF^g<7{6mc,_Y!͡?xє}$(% |~7,'iL¸ ׺(SOWPtZ׈ ^=2Y38~*p%dĜ#<9/NeaϼK--E5!VKKkƾfӑ-%nrǾZݱ+4?Z$ endstream endobj 8 0 obj << /Type /Font /Subtype /Type1 /Name /F1 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 9 0 obj << /Type /Font /Subtype /Type1 /Name /F2 /BaseFont /Times-Bold /Encoding /WinAnsiEncoding >> endobj 10 0 obj << /Type /Font /Subtype /Type1 /Name /F3 /BaseFont /Helvetica /Encoding /WinAnsiEncoding >> endobj 11 0 obj << /Type /Font /Subtype /Type1 /Name /F4 /BaseFont /Helvetica-Bold /Encoding /WinAnsiEncoding >> endobj 12 0 obj << /Type /XObject /Subtype /Image /Width 300 /Height 168 /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 1 /Columns 300 /BitsPerComponent 8>> /ColorSpace [ /Indexed /DeviceRGB 194 13 0 R ] /BitsPerComponent 8 /Length 10107>> stream x}cVo|ϑ 1J&MK['o:3i/B-,J۴tʛ%K e.ͽL/̰ /{9ْbe)3Jӷs>=Ԣ,ʢ,ʏP^O)gYOy;Vrf%' e%_?'@H ?^?A`>Xl5 t3Nuuu'^`RE"ϋS?iVZ|}E%K_ZY[ED±q<8b<  VYf:]'X0BwퟕV=\U\ìbcM  E+rn Lg.} !nl x8ēe?le-k-y9Nu([ASw DU4UBxx//ZfVaU`u~jկ6YR[[j ܼX:I0,M7&]K͹/&C "++k+W% TڴzFe@n 6V׹ fCZX, UI,"<Q,& /Y:temme5e9Rܲe\lXכխ`׹5W3  ApX? @(j!z@\XlyŃI鹦9ײUATk5PX k]ج,FUXFa+5yIC( !8%DB7ΊP ۏ/PJQO6*J5Ꮲ& /*W\7 6Xİ'e_ntv )#h:NDw-%]pp-D#Hcgg4!3“jn՚S! [d SIq7\-Jto6KB˭PKVVHMaQCm\߰xz`[u%ln`V,0(IÀ-0`STUMM*" CI֐jܡZ:uCo!<#˸ >1ECNA8 z,1`2'PRWXs9/lX7n mC<E圡+\FӔ,wj|m"$_P)Z$i҉ƭ%_ьrڈ IӓP،ڪN '"|+nK%و( 7vZ솕(J+;5 HhTFlGlP")kF_>Creզ`z(,j\-+S]9Ж+jw*#65kFaS&t-e9 7koc%4-Ċ\M`) v`@VoZS!V(bNGsmݬiL"% v m |\КspJzh%$fh pSr8&FuE1:PmtNkJ{4j̥W֔jU4qimа lr)%`4K/j H gbѢ+nԌ, @32  eAnf -lj#PH`!͆"45Ӛ pknp*V +%9g*{ʵvSڸe4wiXiCn7۪` P3V,I]`xEW(̂S>fU/X"$)Uڪv(Hj~"73%EnU)ۯ HiT7^f4FӔ,U6G!tb DPB 8)$>duEfOkZ&0Ҋv#h!ISjU\ O{)uRZ^UMVU5ϫw+'@8{:Ei@0 ڌ 4ekYmM#lbP5 -[ఘwZ%z?,/d~+$Gn~uL6mيknm@cW%jmHA$F٘ Pg|)V@AI(ޝ;di2>"Ȓ Oj_Ht[vuZF9"eyZbjT$-uΣXcUC4KҩH$?Q H"qs"`6@lK@JMLMS ȕ]nK$2tXM`FEWCkYoݹ5:u_b銕'[W<ްrr(C6C N(ېa)@ji h2"|QTEr U׌$d$陜6e $2dUU71j$bSMe:`d ;b2jى|Xgq^UJn`ʉ*^%f~PBferOk0d&A oiJt@CJ&CoYM(J<^˨ip}aodzrv ҬC^Ij#YoVoom,?BUer(.?IӁ iC4Lk=@i NTxbO"ˀlg} x:H#Dְ! 962H'1c`z@ձ(.nB3 5ovѶz 8\r(42vwR. #~L,hKvW!xVY^~MCy2;^0(;{b*`H"EjMvW<~͚h@?Z XY`_1T ӳ(" Y(_AcW6(31F5 2vԷ|Q=~_mCg;vyt'hU ZV!ܦJ7Q8p̫EشX~ZaL#"Diهuw9ߖ2rgu>5GUTծw+ +X=>=čC3'fDD#hʨ6(\f:M)mj)%pJptjv]n %MM/M:O {p4{>O}x`> MwQ|}T_>HEz.^&Zgj95Ӳ𤡆qSFk"nP9F+^6'8;VCsUV^94/><qWg}+>x9zt1;'FO ,h{B #DS"+/Ɇii` hrTC׵-9ڢoBt[7-.s$m1^Fc[ih@"/9ۖ]v<K;~'WYI]{Ů/{?J Z +S58Uâ mYZ+ m)^B EꢴfZNCToa)1# iZ5\_JקO>c$]_~~ȁ;]*g:M W:9|v`j9h+ 8[ m!VX<2j%'avn~WJF *B 3T?o-/:W,YP4=ʪ$m8[!IC!:aP;h;ܨi`}1ňz0 p]oymz¡YH:s Gݦf>s虋G?BhV' @I$xIYhj%s&X Qm˃FzݺFUM-99˩Y /ŸG߫_|ǽKA.ԝ|֥pXIfJF6>b,Nѿ؞A:oҨM͖^YUxfns&6_ԬcrB_r?~./g]Ӓmh8-7&N u1rr2* F3, iLi VqM/iE(X- \>+u%,sw/~r:7 ˧2˗/ݧNN L`iF -Y3JHΙqI+LW(h.>Ӥ+W&'Ofi;,%G?tm8k@2sLսK/(XZC`˔WgBҮOЌ@ j+lq<Kpf QjVFDi~gqKóK8 t:4 ~)4,_hS4F."ϋh[EҐ.7MDnn1nfha՛ ]M9oO={Lv`uyg ?pg+]V0K-/=% JcjPVD".k~\\7+1% TaGn} JS`aV)!O%WFm^VBo:T0ċ.}߹Qz͹zg 1p $ˍѦt6D#HlwKSt@6ʧwH$?QB"iNrH9hDfҍɳ#l>HJg 8];\?y'ַ.K}>Էs98nFZw)E`nw˴&/|\NYW8bNÎ!xTuu_}Pɰׁ|k{N>2g#Ŋkҝ+g'o,I~(CѸ [΄>sWL+B:UCߞ>}죥,;}={W^ 95|n#ۨ bM`6źy-@H9qoCrg &ԵE uwTҌ ps#ǚtG-)']C6p싿_cֻՄc`j2yE~]:k2K_GQ@AZ_|VI9g"eaUKhM(kA7G@WH,s@D/rs呂 ur[f\5&שzFD<՚<hq-&߸a6uPص֭]71a* ebuVЭe^ڇZ'%O Nei`KG![[ \v)ZWOcSlgUk|O)Hn[mp˺:5DѺu.r?oA nRK)ٝ)g1̱svf{fMFy Ic  n=oMJEifњA+XBQa:.db3* DZG"j0&b-[*+s<0R(:Q. zʕ|j.=g1/uT<鲈e4$a.@cyG {O%\{v#ÏobxEVrW-;nX4V[,`ۯ^Bo˕7slE!n9Ytgz`Ӆ$$`Ύ ^r]x{.rcl 2[nW-_=ϱ<zb6-qJKV +Sי -G#Ȝ96:MUM:sbvP*{䉩ot7)pBC8?O#aNE=ld[΍}_9ѹryč Z9X$`>xI)m5:6Rn.wЍ Dtu\?ݾs- aƈ[')*Ƌ{M0!)Bk?.Vn}"w}FOͬ~:vwޜrH =@utu}u\ "ePQypeU]&/㬿/=}'Koh2N=,ծr+_?mI/݋WGnӧrx=}M|a"[>:U)fM?6H8R)A눗"BDZ{H@nx^¸M9x"R/XK{ %n`g805', j㈄Gvwt*=!au^aj|Jٞ]eY5$/}U`)X_* {T@xV i;74]pJ/MWsxr߽ >滅XmLq*RJ @dW#Cx^ݽwޫ T}B=ߛN5s ,xb~dY&-޻=*>/jnH8,2x$`=#`P&E9 S/}/6wtHc}e߿BJ5 p&Aj"+X녶pFn~&IellPATfd.J!Y!"'Cr<$TOr*"]}tr*G /6J&\c8&XmMZw%dM%ted[BQP<&8WU,N%q2F1;p&՘NɞHl{1(]ɮSS/.X#\+ ȵT."'spH Er"  +#LRT,p +X8q9vFd$HlD,ߛIL85YJ&t$$8u @(ΞRn^MWRJD..p8,ts>T$"[p,a U-rmIT8!eR ODgo #OoFDQ&UMM~B)HwH獊0_K?Bؚ֨ck?rAϞ9xPiA y&<̢xʳEXQSM _*WiR((?8oO endstream endobj 13 0 obj << /Filter /FlateDecode /Length 596 >> stream xI+$C,%A'$!+%@n"g Vz;oM{GuP{ U}^ S"cGg݀ZFmD|;68ٳফ#sqԠ͠GB̆85VUȌǧv(&Μ[^ʀع]h}y66LLILΌ "KJ툚bv.M<~7W:W晦D9i_{Vpm\lnEV}"ig6iogZHOK&aHtF_|~Mض7uȽ?it?n0MýTTT>8:ddds׼@Nڅ111GAC###FEfWnBWWWTx***:4ڧ~/sss0$)fÌzAnu?^VD~f}}}???YVv[浕ʱ{>t)r4Ĩq"p9U endstream endobj 14 0 obj << /Type /Annot /Subtype /Link /F 28 /A 15 0 R /Border [0 0 0] /H /I /Rect [ 469.8560 411.5286 555.8840 423.7386 ] >> endobj 15 0 obj << /Type /Action /S /URI /URI (https://ica.ng/areas-of-practice/corporate-services/) >> endobj 16 0 obj << /Type /Annot /Subtype /Link /F 28 /A 17 0 R /Border [0 0 0] /H /I /Rect [ 35.0000 396.8766 171.7280 409.0866 ] >> endobj 17 0 obj << /Type /Action /S /URI /URI (https://ica.ng/areas-of-practice/corporate-services/) >> endobj 18 0 obj << /Type /ExtGState /BM /Normal /CA 1 >> endobj 19 0 obj << /Type /ExtGState /BM /Normal /ca 1 >> endobj 20 0 obj << /Type /XObject /Subtype /Image /Width 600 /Height 600 /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 1 /Columns 600 /BitsPerComponent 8>> /ColorSpace /DeviceGray /BitsPerComponent 8 /Length 33662>> stream x]EO\k{q5A b("(VD,]TĂHi7ov7%w{#%L~yͫ":蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:蠃:"==EzBDqHRC/?~Ï`7p`у஝w-3ёK mݳ׿gg/7ݻi.q1q5eW/_辿^~R_{A۠od݇S?m̞$;;[@lh CƔO`X:Ƨ6X:Vdx YG޺: #kxx^JmRyxyIeI~^ZvHJLd(v$̼>=xr[ ")t?ع:5>v|ŅG:x5nY4yrz cJWݵ3=Rm (;c'8/[]l" N|jлaL!rj|SN|&T5g?߅KOԜ(yS:=qBoUs.v Ii|u̅C\p7\i`(ٚN^7'+b3_]MU>!U7@4 N˻~çNq¥޿ MMBoZQX$]G~#Y#8w⺵K['UĤx'xK<#B"s+wsp'N]f|S|q ;a4ad_(m|C`Ձ_P'7K=#ȓ! Ʊi=HdhnP~O>n_|[$"U>uӹyk=!<}5v&XlfTo]>vHdo-v5mM8$^ŋrsܩ/;(r$V>>ةu1"Y/_~tn¡[f;p^wffFOb3vtG_Z(-שÉώ]tMaßcT_mz=oKţ^7‹=G ĢΝ~g*:fy_a,J-Z7ԓ]-Fl4_>b˾ ߾Tڶ*|mF/FlbQkgOK~꥝7HG:mO]y? לE5x ^?xuk42m=aTa(zɣN^wYuեVfCOQq('\$ߣvu-=S~= ţ_vuxeϥ_wZ 轟j: y_8gʪ_ad4^Jڛv?:,HRwt:#yrLk3eoy'>cEHԶ~&_#Exs̄s3&b(*|3{wD"Ňm"aM|ΛEȅom)xA:h/~s~Z-h`To?㭝3DF%?`KAMp3V}JaHo_$mXB/Iu`}<:m*Ν[='yl\_m&t9^|(zȦ\mBÎ;޾h(ɍ& Be_ffA[;_{KD7 e*QږeOe.ܷ,TH!-Z"xhi77/q"?bZG*tЋ)m\G 3-`OLV?4+v bJ$Q_-z9:p03엋oPy}Ͼ R^zLE ~>o$[:c(s}dեBgt\W@>Vp&:$zqJ>;^Ψ¤DD1Aݼ6*Q5I|P4㚉MfHrJz=iy]wA$r%F^Ϩ"0/(hoW$L<IaeO':"xuL6*jj, =4^ULaX@i>BcæV'^6.W3&N2-g':&4xuЫdH* zx#b풢r<„^|tqkOeL\$hÕnSe:n{h=Zi7 }`km^DuIŌ)$q5W[9UЋS=ԩрt1]iMȌâ"^ńj儉O2~^As^DD=J59BՌ9,rfvO(yu8;9ys%&{vZ :4<^}uB+W1t3|9E$qݥW QW۫^@0!OG,^QWL.}C4᚝ҏ(Z] TGאU^3<0cWo9K| ;oW"-•nW^z  Uʪо$3/SEL tB{#(œ^A7.te_2n< Ww=:1QhYR#0dOd)V Z]H~P a)"&W*w GED.l!XfOb x0*r}}Ht -n^YdDŽ]J}JQh̽K9c[n}z}™Wfx+AgX/\␮z-ZV?%_ߑc`usN#G ¡sIE[0hPW_y\0sWpCԉ亲M"Z.@=S˯"varauRrlk8%a*X_yuM3:kJ{9 E+Z&}PJ@0 rBm$O˻B1004422611553OԺr능VBj.ZA)",WWJV"ielY%XXZY]'~.Z[bPK}!*ck$?P P +3ss`Tjckgui.j=g#FrKA-+Zqq1ol2H+,0UN.r0HA+Kh*$B/e %?<|(ZX"YtrZYPj!,ߦMr$F_n~9ae`^RҊbɷlf_uvjaH+Bh,2ԡX/"} 5Jݼ¯=a_VR'rO ,Bb^1UP,4,<2*S"Frf -^L T͟0kHD2K_4]R 1" I]M15!!}E+|@^EFƿ^!NRKdiMXf=5aeIݯ{Q$[gL%8cEAf) RȾR^ĊKH\ƾ+ rwqA' O7RF l5XFVԩ4!-Xr%|%6 RY_~&zW{…]FF4@QkD1rV8S%-Gd;IJ`,$"cS6;\3'(DY/; ‘h4e,wk=qV*4XsfB4"JJI[Zՙ`o1'&=Z|ka; DbnnnF~iTTu$ {lg{{ҹ3'U'8;ǤW^om'u*1<"IКSԢnHh6EJgfF|<]VYpVQëuR kkk++KK/s*P k ~;;`5OO/o@Xü'?lui▞7mZ/@zYH xĬXKz3!&"$ ZV4m8R [m!7|ylF R~e# #wNJ$||}By|Oq-mQ͇VUpcQ[;;t*.B)zycj#uRV+B̚X" $w^ZA;G`DKAAA2'̶VPjBvrJI'B[ Bq;-,  twsqjA9Bh9À_Y守"F"""##I`{dʝ~3S놾_X.L0,,,)`|?!jFD%ZY12,t7D8,ؓ2N/-R*"梚`!zeH6!ݍa@(`"Q,BxqĿ㿼+es ;PZfm>bz $뱄<eaQl+BGVbYvRKsS㉥ &7Q[7$]rDEFʂ}1pVOs{GHI(lE$PHWWlO:tӘ &3ÜJT-X٘Y~^vO' ;ICؖHMIINJ!fy"f"K ?}:p(|^>UF> @\R%#Q@I%E1*N-T۸%Vdqubf$ETbr*Pt#, u:(fE;O,3˔ʟ˜XY' /;#5)>:"4ǓޱqI炁V>~8H(A"=3 h|RTJ +1-38#RYbH=g/1(cbv@o%ssrĬԄodO(3+gzM(b98:jK3Rc#Â|K8@#X~ةXؑIdfffU@)| n%1b\Z@L]\;T'p bHv:i##|JWuiAVj|VJoֈXIMXfO:;[Z-M uEyYiIqQaXb9i|+\>Kkɻyݦs2 i,]E)=ZJj_sG,Nȵp^=bBȐH,L@<25!D.0읊X1sRG[KS}uEIAvz2&|;&L0}*.!*+ ypgƼJEBJEEE0<]1\2C[Y̅}ڄxH(em+2,fRƿȺTRF"pHaɝuU9XCug ,uĸ)G"Á w/߀`pR'&fd"BX@+@F  ?,T'O$*MT*i%Bf&R aЈ/ j: E9鄙hkM*q.gm}kzvw7W!b%FZf~>oBD*-#+'7? JLE?"T'ӈ`GnIXS-i8&Gלog?$m5`fPq3fӦxlXۿiӦNhi.×0HpƊPX?5w/! -#;7*{cc"TO8 HS!naS-3;7_[D!";sdNHf.g{Y27mL/(Ƴv?3fL="+%>2$FB8 wGd AiVxl+VUA wwBэHU[H|d<XS0,ܤ~7# ̊"֬YX͵Y)qR\j~hƑO UZfUiY9BYi *3=%1hS)p#P ޒ# !"1}:=#Ce) h1jAQaJ'a-CJ8 C\8v9TIj/LTD>X}ۛjJ3(Ő+H F$dd!ZWTTVV!^fg *˃L+J:\'D"ȅrtvuSp"5C+i(?+5!mH ܁/k\0&?YJ?lY)؟Gݦ_WayE%UUe%pkSdPDUpnll̑BtP0P>yj0(7#9S[mꉃxA!Ip(A{0Zqq62T am}^3펤vA&m+n0jXW"J q<_j0 Ѫ x h$gM(U PR ;8V~k#0Z!HN(M=?GM _] Inf=\ʸd~D7?7~sӧO%LH;]} mij+/"bSr K+kj+ғb"rǴR@PDe"?J"zv8:#[/[r/S^ۈU]!,Ҵ!lf\3_~?;_s Mb_aR_Y@Ʃo G=/e fSM6XĊ qV7Z_TVQ][PK pЂVdjRJ }Im! }_@Ī'D80M` ~N OY:_ \J5.a'U(KbknoԩS{;[*sR\06Rs-GvD%gW#T!^)V:SוJ 3@10=N k#燐^V[VlFo*?ia#.ĊJL-f{Q"+Yʲ!M5\SWM=X=hvOA&RU;ؼ3*W%U u ^E@ jfBk0pcQr(9Jq986bOߏ$B|wwSY2F6|w`XLrf~ zw:sn_7eʔ>Wf%Ey8g'ze+-,khD(^%D|A\) ]6[ j,3W ESH# {X[ǂ&K*(mgٛ"+qz1t K > 'D,$V>w/LDGYij]qUeM}cMEsJ S5tB'${/#߉.ՈX # kvz oTcm]^!Q i9e3:" eu\@&@,dɽRX[t#al^yUT`csssS#+*HYqH I- AӚS^ !ń!Uy$KTwt'I+*^:;Cu\1+BhĪAJPPbsiT𪡩[ҘW8VY0l umaԡ_qQ[Y\Z^^^ZS˰eŮa㞞zvåB" 4b97Q@PXXu ټK𪮡(ю̂`8'L &@ RN^~2lbn/*)-).đh8'lF]xsvщi9`T:]B#?"|opFI9Gۂ㩱IֶV((/bTEZpW):DYog@j.|"F.Cz' ez -MյXGrYI1^q&\v#[| xMM1I9 [ZZj*K|E ! Y{ӳ\G PNOqaDYLШԬZvϒ:!-5{?ƙOQ3?N~P WM-mX-UT=+zcY$Dk8`6:Mҝ׹ǢSA DE`7'Ӆq$#f>vln~e}MR JA^wtt6?d;lX*rr^QRjzfffzjR|&*%8=Lx?@V]u:fVT?]\Cl A^/X%ļ4 )Š<"ŋW!b fD)Q byUj§}b!. Ɍeﳎed(T)Knq'\ 'nE˗0793jRggG;RPg)S63"s4f! ޹b^TlI ,R`H;E+ pc"I0,moS4z w%oĢ χ@0>ťWYԧ9ʔ.^8Ou<˄JxK2&uMَ+Z.Jd6NඁFi[~g+teHy ]ˈ X=A x=kRkcmEQ.mʼn^a* X YhXXhHp ͱ 7x%}G#&J$Db\ve}Nm+=MXS7"EXځx=zTAcp)srOO7,&>u,s ]5@h7'Ä!LH#Ba DZ pwe>/^^BzpJF3ێA,H󄙕Ph(X0<;@k +ڑ*ԃJ}Bp>] ވ!A7I{z{{ 8)H)p#ĽFBHߛBEtHvXҶ&k( ,>H({( Xٿ?f=+y#XKŕ-]ݽ`)uwsT fizyzx{ٌ)0ܤC7{Vt(=&HvW؇k/X]X{{ P8hhm ̂Ya~#|"ږx)} EDM_/Pd,>"J>j=]6C/by%_^RXG3wL$*R[}#qOҧOe`C#Pbnp'_Dx3!yF]YL5n V]yms;,'Xcܰp%#qv &Jȩ#]B}˩&y A;X{Xz},HH^]Ibj${z'+s-VFX2$EM`w"0> } Ц 3Alh vt:`W'WV\u$Y_!kȟR *wb %f#'C,2%9Xd~p'6,-"|qg[bu5T7 ˝}%~:"eckn "bDwh>C$jtj-{=X+\YZ M:j\ EևV"5h߬HjW" 9}M[Ä=d,W$FL){~0>lj+ O zXRv?,nX=}SNa ,Jd-lO4z$CKRt! ٧toN:0ʪ=9fj~U Z,NE@p` k{G"z)1Oedt"Rq50qGyzAǕLϳj")q8aN e}|F0=,& ±~c|f6RHĦ?&'#@`c'.G"o+x.r|uT'Aza0ŷ{h>2XΠXO3SVv)ɤR6RnYC ?տ4i0߲bG79X g{LrN#TpL R5Iy_zz mٺpu) CIUk>)<,ޔ1v9ax **ArYfbnuv 2>ӅY j{<ˁ+]SlFfx>!i noAaA0Z%?;hSYM٧uo/⠥`XMs.ٻFN,0X펝Kcˈ&*눔"X z.JױRH?2"㄀K}X3gmw\1XY32NXH*ό غhkdh#ŚbiMllwG~d($NI_PTMt&qQ~T]6bfkX 5sߝHk]n` PP\VY4a9yZ-K'҅ zLq@'e~&0ocHy }ĺ"V>QZ^)x5"vb%Rt!/D6&~UhXqkdb͜>*Jg^ZQ5}Xb$m( ,w\L , E[R}bC'-L@M i3g͚X& cF}3L5 XDch.<:khuC&}{fa%b2F,<*~v<0,F'QB}tǾ*"SGmA‡GBM~]O^FI.b͘Q"eU_f7(_Xՠ =*H]1]"AV/VMmwjF$VMnFh٨'$cU]YNşLB߬#;=U= %~y kZn, vtTvGla{HVUn>Oz// OYytbm 3f a $)b9ʗS@`U?3RGX٫u~ƷCjÑ)_x  GX8CkTD2zM& R׀Via.::pz 91<ڔ%o<nb=F PGtl5)|Jۼ5 N,2ut0}h@XZ|q@<k)4b! *{ Q{<(82.| U5HN,l xtC4jQrÇ֑=#F.AA,"} %6 &|TkNh:*8 C»اT_5BokX\9o5 &cp, J$H'3 3ا qړg\u-:{:9*F=kFYu`tI2LhBEyPQ3.!R&`14;;\> cM,a4!vbq2@B /R!t{AAXڍNU0¢gCI_XHRP*ԅc;Ov9orO0y  ]SbKF/)ɹ2L>EZ'Y~^q@ b8LWN71? L_R^US5!ƦUX9uHqҖt@bm y\l֬YcR?[ ׸3L3kEĢkBE?taRHqЋ9'v Í Uk=Ey!^:Fb D,R@<@܂Cԯ| u`{`8#>5XOXAW< k|M6=ԓ?kVsۖ,Z[ [ouK8R$%f g-Ӟx/h%&IWg7qR"{}r6yitGmЅ⮓hI.ΕbsЏXc5(-(+]w:Ϝ'dahEV FbYsYDj2ѺA {.+*8X>ë6ZN2QSm .c[@\G M{g{48}g(#p&U2U:WWW9`jOc GqkJmH[]-̭Pg0|^Bs^)s `QgopiH)M[ ~ FG+k UbЪ19f2.&Z phAJ^^e1B,e4{7!shealDwÏ>Sl~ݲy={U+WXA^r媻}r§͆5y8oXoqnmfHkAȪ<{#rrPzݲƖj$Dx{{ oo_e91Mt?)P:ra @ez\X\A.Ĕ:"ˆqMhLRf~iU}s[ǤIm 5%Ia!A~m@`PpHX EFv6T~݀ -­"CZ$25#5ndlDXD\jvayMcKI-q1Qa!2YBB""c8\5/Nŭ O3n9ghlأ']Hi!ZTXWQ e0.3 叅D%fT5MBjm*+JOIGQѱO0_t?d}C,"&|-hM$D-̝Ǧd4wvuu!b5A-ENfZrbB\lLLttKH:9B Wspz9繙>FdFP*fV,3S{,2!- VK# 7+#5%)1!>!vP'$&q1Pt?O.姞и7b9qҾ!'ST)ƴW$un 3pJ-*aa> 񪳣+;3=5%9)11A $&&%sc.<šLV 㭼K\Şc6tDKZ*Z58V2u66">5@,0!ӏ"VrRP@/BJKMºPt?;"Vu#S ›ъXXYKmYsR &L ¼4 0K $cbe~>]v:~H/QEZz{&m^l3N;,0lYHF@an0ݫ '֤ƺjī|+)RWO ,Os-ލ["*j*q-tGv6 A`Y#kPb1ߡ9۝WRRZYŗGwR '7z7Y!!=La { [A`Im1#Jaa1`5c^Z!q'$ct?,/kXȒq 뽺8L7qE󰠇w!eanjSJ&8h 뼗XM,G+w7'[anc蒌LƦzHJE rG"z5Ow NֲRC#+"87_I$q3wrqspwuvX*-h@_AYU]Ud% ^y{wFwt9>.хAw#=t#yBHaHׅd?f+'2o<=\#)SF{q9!"H{#J,XXeb+tp~FFH"nQ$zԖH1=SQs kda"^y{{{y8 J>faRd7 7[ vwFJr%$A"NI.](x^ٟ]7b.\>zi] UPH`{z RkB{Q9X`Cdwg{ ^of.v8>ɎF¦oAK9؏%>hj.;}}zKc(b2 TcUVJ\I@06Cwl h$l8b5:TkzX.viQKOZ"eX^~ޞnJbqSeb&$Mwt%,@ 'f_3@ѐEണ]DJM=Y B+Ss wW0 0 7Xـ  A&R OV S#q;[K+}a%&trvۍIÁ7bкBC~X0(R,d5X~A}rwqX732&$VI5^ut` jIpn6t3\~: Ddin%C|(U,d>X^A2Y,8cPb &`$ m!ӆ~v/^_v{y$օGD!OvNY RYš|5455[9yl!aoy}n? R7*^&X M%v8~zڛ 8Pa _2\ܽB *,$8ӕ"v07qw$k9{jMr 7YO9^se<Bٚ'b)Eg:D"sO3ǃe$9y""##Ceyı30L&$@NC&M8+OX˽_b!]jވP(602h' 84"*::*2,?C)L|H)¸ĸh 5*ccAJ;辥ԅ\=oJq&l hm羟Kob"͇À?{CE1J_͐g\O{R{gwXī$D _|-̥N#} -Ы ;"9P?IA hCX7~=Ģ,هtjfqB;FͩArF%4򗧭,<&*##=5 _0t\ N<+C71|' e``iOg*GbEw);CS[vP6j KJM 0Vem&‰E?Bb9Stq GzLh~E,>I&]nG^t/II=61%=3+ +1R6d.{\T^JU6%ښa+WE"mrZԌI,Ȳqpl3}! r ONLOIښ&0|9\T54 (EA峩h`7A9 (}ՉXȲF"'1Ճ!;I-2OўxV2sVXd eq9귎GYy‹V6``$`EKXXX`("'V\Cpb:b!iʬ, }u˗ y5Tn!QeuDYȎNFwpXt<srOOI '2!=/N@`!bs .%Rs5DV"-How 26vX eH¢[8n?GHfYJftUI-Me~!Ouqj/WYŠ-Xߏm9Ī"G#\ oXąhU[ctuͲT \^3e $h?OuE0#$J:#$8cuHMhVZGT]b[غzxJI^AJJ~k@Ī$4!/ESױSHdaL!ť"Kdnw/m#HQW‘q~5^BldoJ3`ɬ\nhw)Xc)n DlKPK+ E9I)it^y+LE+ڦv XS^=je _6fh\8,KQX(n8~bb^6s"6J3੘ 0+t<)02ɌZd)EփRn);a;@ C]hoGK8Zc#/[Eu&t~V¹~}o$Yks5ϟdPdASwMiqv<Z+k+(zN yx.CB¿b`ErTْxmRg'&V)"<*]dXGb"".\2;$U *k]Ae[+)'~W/H3&IiEek8Ҵ(lM'wԧÜr.9~+tW FJM^|0+G<@ah5VCu]]-U%Tш+w388xqNEZwtY>^IĮAi~Jc r2; RR K+|:O~x̎H/.}HJ%p6oꀴ ´̌4%\ !c*a@be : E̦<3%YXܰ"nV !u8I&b1_ r⇍g[ÀK'ЂH\!5O*#b#Â)^IϯO$٪7uwuM'31bPu\kA9xh/R?¿?zE8%t59ڒ(}mTd8`[+ҝeam@e$#uXZ^Yr'^Zdo@PHXdt20SS ?+l˲2+&p[{Ɓ]O߿iB,2#%\;¦t apEe) M흽SϜ5k֌iS{Zr2bR mv~`FH0 GedajJKg?)?=nIY&CZJôq+Y35Ry!CE\OĴƶ)S{'w. E&E滹v]LVUP"k{Air]QDM[tsyz%7-Z`y7̟s szu町wRU٥m{a{ H\+1NQ5J4 &X"?, ²w~{3wvgq<?Νsw~ե'8q+ gwd n׈ \Z ]m-M˿s:(;s[pJ[rDD$ļYed WI7Gu֕BW1\ZVջtuV_bc}nj!\5`L)D/t^L\F~ESϲNK/ҫsyl:55Vh9&gCNbÂ\Ĥ݅jmx k.g^[w5kyŝmzO<;; Gl\Tɩ >'7TȪFJ+ּ≾xBK5g!:\ch3?et "| W7Nָ7WD+hV6 J4ԁQVMc*CUoW+E/KE\k^W2U8]L҄.J\{:ɇ >%;yTDž*]tU^.kR. LO/eeZ("!&E,=6ƚ,}:Wc٥#G1jϕ^4'Gy%9,d9ƻ~{12?M)-YVvWl՝IKZST X*S:+CVb1t&b,mTMCLe\gJC-y](i\>/|G3S ]T..洰Bia,d*]?R{Xc}:S,!+w8*!̡ClШ{u`I D47&J Cpj#8ԍs)I#q :@mj7_-_2{\rʠS ?/5>)ɲXLCVng5MӦBq|nC2k0{djHI0<7B"R,CA.6r~'AMqfO5(&А`+Cd g/2p0[cWC <ɐ RUd d2SV qf3ưFn r8b=zvge ,+pP?{2tuA̚" S(DBhfY_f2V&.gkh~_~@J~JYCNyЋb۸52s32*v>((ɭ_c#\܀>&ȌY)\K,fD{28LҗO=*(QJ:I%k%TTO>VH#LL.+2fff~/s^1eĆ9k63%=fYhL]V`OsYfiPEVX/1O^p3pk afCL\eE'b%zD)PO[s&7{3И&0<6 >ٲJR+yf:;*gaC74{Q2![m /-[8g,iM_rc:ghK9<m|ѴF mWKZ q=qC5$JqYa,WJK߮W^&SXtLĥmwťVX zy4ҍ&S2%ZmL p>eڶʒQJ'@JW@0JFZ/jSdM:c!Pz7Agl0y%V1i̙ZKϵR2mwԷnTz&hGs*ޕ2d=C8{וesL~T@ӧ-=:ѩdD"k'[FMV|TObKoF,<>Ѩvm=C9Lh,v&&ɋ3pJYb<1vJ4>S>*v{R:-/aҢ V3+vhHOoo֔0spHmߐucoTZ -֏gm\Ued_ܹD7%ٸ}VEmCCk\NpoZimF׏~?_߶s탦?Y6tFӉSLjݙnx'\3!i5u^(QǞ~?r-=8m o^Z˶2pʤq<~?y+,_mjkc-}o; ]ݸGu5."ωf[td=?6=g _mpx/w? ﭮѾ+.6*G~ymcO1O|ۆ6\m�~&9 +/6M~p<33zɅ7v.V9Z)oWfi߮ 48 Kb (ӯcRl> nSaGP|exK2&X7p@ k/wU퓰8^m3#|J Q yga Om{] 7`:7vfYf:8pjof%E c,ka5rc3 IWk?k/l*;J o?ŏ@z*@k%qVs[ pNħF<}ޟ,]p*8R8Ou&nGjVV:8ĚYr.=˱Taկ[XAy3߃ d@v8iӶ)I큏t0oH[]ڱ*\J穰`s^8L]xUߑ-ʒ ut QflaXnj,D{nVn ˻mt/!j)`DӘpvH;xRS*pIXnKSa "Đt@*[teDm U%؀]c,7ZP_3n|cbUq'޴}x;cROW'^k}I3CyE뻚53|Z JLY0)9d䕜gGqҐ x̕$_3Vz6삝%:QVgcLXp'+jyPT{`d͒K~4'8ruK=֧YtMm`_,eirXoNt_Ut^D#%+t}rc,7XFS4b٥a.)GäXlU?rtQ䘧oW/%xKAD# NYJo]8]߳Rց Y0>IY@Zuc~K3a1== >qnq{ %q!g vߩU4CKɣ5m5 +`O:ŪHsbe+e|]CYcX3›e5- ՙm!u+R?,9Ӗ|Yl;-].pfZv3Z?uw(k]guW'am^v;[kO8#Cx>rS6x{yAvTdwrV8`k5F%΃=ߛW-q0urUӛ3xPf[ | 1t(65T&"y{8kay˔އY/%wu>Fա;aP;[Xg~4/Fܭd'ܓlxⅨ&]KV,,R ϧƐ/UauOx(v]H=/<ڑ[\Q:qgsr΄NX>G:Ҕ_#h/ǵ Æ4_FiN<<#6jkW\Qr۰Hon?r',V#]94{\#:l p[X5t~Ql_Sxˬr~v|W.4و\(;4B_0TkNJB]uªU&_D1 ʺCݗõ}=oFX3T5<3ҹ #zgnª_us~ҩťqA kb /@mTiyMiw+( _!.o'szz6mmEphDpȼCʤjܿ̀]lA\3YknO{*wЈ:m \/.w ?=_9|z.r:8bETn!wʚyS͖ʰ =}pdrL q3EX/>CNC²4y!Vpҫwõ8+ֵjeGǂ֍9엖c >v8=@?dcg Y_K܁a8̏Zf{Мߣƍ`wmgؙňƽ={ÈFSUjhac}K1#λڊ~BYΪu>w҂W{jrQJX#^oRkaO΃V99.aؽ4>x\gwd9[ ZK>2;zMjˊʪil\ve0E]-7ѯ=2!".J);;.ѥeteѯ-o?[2r ˪1#ࢾ%[neųp G2ObZֵw w R9ئ$m=m__Z=IYLY%-<%O;VTuv[D[sZvpVVt|RZv>k743Ϥ50pڕdR7t'D6blT/b(k6nKdC!{Qo%>O] /;lFGq7`o(k.SVxTf/(i9a/<Ǵ 7Es ˍ+HEbC oi)r= ;[k*K 2 AnkCo3»:I.L^~7hxpĿ?$'                                                                                                S endstream endobj 21 0 obj << /Type /XObject /Subtype /Image /Width 600 /Height 600 /SMask 20 0 R /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 3 /Columns 600 /BitsPerComponent 8>> /ColorSpace /DeviceRGB /BitsPerComponent 8 /Length 14447>> stream xו^D`$fJ"%Jdw{jj9.鞮3]cUalWME^-S;d27w燤(J|?ǖedx۽"#3L4ֈuY1NԨ1ZM.s_uO$Bòdc@Z1FUL U1Ff I!ѓ.&UUi?r/&@ޞ;YnnJ/C>O%悼A?@\&#y2P#iZ/~}ύ#K)cDM=SU#vs_m$(!/^Ӎ=DUUQYUgDsXkTEX1jDU֭Υo$B̽RuLlXmTkk_F>QaL>w҈QQq|lyQ? :ͅ9qB"гɶiajrlT?{)&HJԧMTVoQaE!]OOkX kvh16 v&+ "@#BZ&2?4mTԈQsȻTĈUKT;I%W=6Cuiros %E"D!f_Tg|+iȍFTNV? 0U}i-U12OXEx)n (utoݨ#B7gUKե+ڵ܃B'Ku6 rI\g36G>i^ٜT_ʹqFDs,#2 ***F]*l/4єǕ慯K{L(=P=ONMZ?r[&ێT|cݏ6OpUyc~IA-36z|4nxQ,J%k_~v՟g<&\:Ǘ:ܻg=TՈBc4?dAph'>˜Kvz#(LW4$+ 7ب̿KZ9޳Nyπ?bDҶމL8jiVņ:ije`d/&zK- ML&F{>n;6QUqj<""cSh*.q嶙T+{ؠfl㼮J7oTV86t-']վAD"D(aϦnjeY՟ :.mW' yܱ_>4vڰW(U< ;?X^h|[ 4PzبːEU|OzMݬX&6xVu+c+ՃPLGs^ք,>wo2TER|qSCop#>;iy~> Ra:W9do^++du~߼zИJ:9D S Q0=4WYD8^U;YpWf?\<~ŮQzAe?Gքd1/ګ_Ko~IZ94vZxS9`&H:oܸF(H;=߄vZ3{H+saPmĪo]_Ym_~F d$\qY0lofz(KP}Q*?*Һ+I}*[y\⛐ 1!n|u1id,}a& X֮H|>+a5Pd!8%" K;3#x&H74i>1ƐK^~Z=fz U(H}6ui:3aoϳw.ԹһeW[sl(H} k^H'd-~cΘ;u[Uw~1&^BMFDؘ=yVB5]> ~›ZzPWҹG~1Ӄv1|3!p>wʯ&kד=I_F!A~'ϊvyM/tvnr+D{?U(H;";."Mvs"K~baezF=wkkW=1>q kR3D֥{X"iNN!KZӛn0!G =ol;uĴÙ{ 5p"Gc|J+Tt٤ ;yrkn;_ 4bԎl`|xcDvͫɠВ{muPDKOx7(LuFWH7tJzǃGn@1&:0pJɮK΍'[ Ƙ>QH˺Hؘ=y\¥;l}_p6Bww26&"N' E3p CqQUi^ P{wyM4Mc#zMW=,A*_:4j݋^jIş'3Ƅ;?U(8^cCz+`Aﶤ0xtѣ)Y̛kL A"6R#W{Nˋ\z9KM^!7F:*$DzQWKd?v]D{>-a5o)_AѠ/%"bD>4` KY^i^ϣQeE",7mrfjh#)zv/}',^Vf$bo)K:}q:Kg k߾.U|2&׫11|w8.NQ0(K5^u$ ry:Y=,CrbDXVc;Yc`L*uINoe']qlc.`HeeAUi3@lGi{9'L~#Q wD8yxUFQ 4o]̳LּbCРwKr!zI@ϲM%Oztg *vK)u~[_v)ydDۏ D8Y4!%rj\EϬq= |綛'v}pK=v4cp ˄DXB>1` GU}xxz$"̡c'&7(̎~^3N$>^jLm;%l~R,#QIyQ]w۪=5F{>:x0$’O[Z7`2A׾:>*!fA",YFqU=iLձ{3S7^0Mr I4w{u S2 0XDDu<.2ѴTw rG",~K(Y\|!D#"ۗfG+8Y_$Iu@&jYbEϽ7X;au˗r?T!QVG",C/g;W e J,:ryWzUoK𙙹/a !KqQIC_^;J#"t5\yTxUo#˱pt_Bm'Ӽ舦Jm#42}S~ 6?Ldsbw+X#aiX<(!B]X\2ڠyz DX"g'Te; lF3y֍އ39Kk綈8pd-.ھ0j2[ySOSOSma)N!: Udy-2C|Uoˡ^g!mxw|qdкzZ,}lN7+oUoaqP;$BZ.UƘhGr#Feŕ˦`8("">{0|7ʈ(k(]67I/xUo!ˡno`~>*mfUwVD",C"QP [qQ+<^4]I"C3L2}̵بaks D?DBΝV֍_<ޥ^uGE$|#AHOdjdZLcY:Pg7;0;Z0$rgХ@ԏ6;-VEC",FEE6Aⷿ7phD",a9h? 9>;n}sisб}~lVB"6e`8jJ{ӏ;ί G?$r0,A~906%pzK۾{Ggˡbm_ @SE5;`׾UQZ?r! $ʘ5T[=Prz֛VA",76 З_ʮd6]&Uo!ǟ5(Zϸ:Y:7Xr>5*z DX}#$8%86F(dQm_cYMV#G",,Ũ2(4qX%^t<Uȑ!'ȦLj< 2~KV :AжgUȑA]?e(Q;nsK?t8к QZ,|n0LbjRlA :mfvtHeG+%È#fR֕:t. =!C̗jbs'3ŵ$5p(9M1A=dG3NZu W;vZ#I֗FKόf=G}fi*#y}b FV:X#".h׌&` Z,@"q}n1 EUDڈe/.Iɼs[FKIjųF 9JXbc6N6Ϫ*DUԉSOcD+ƈXc+bż[FD-gcD$jeFwj?#™CyHD9a3nc ͈4̞lؐ>#J^7ߪt?cj<>FL}磵%e; L/ ]^-o/"&bj66GKjϿGe eҪwHqkޟ*'`0DҾ <(&pRQ/s7U*5?sb|g6atRj+UZPLEBv 'ʤsIuMXR}){&&uAu"N|xpX?;(F14 Tv01!N T]⻣ypv.ku4>DžvfCh1 ~dK"⚞9K!YE=2h >7لuS;;jFG*m;J0[ۙo<z=rk@)MI=OӪwH%>`z G%b7T~ARhiw!zDXrMP ϿL1{"]q*VcLeGr![x8Y_H!v X!7G wS8D",{yv籕p+b"=bI\M;ɂg+ϣ#(a+7wr;Ɠ8.ǹ}Ff-cPH_Us`+[V*ra=s3Z;4  duk& M[: Yck={qQMZfip`pt|ǻ[XN)CcKuR=D]\:=ۏ 6Du+*?{<<ks'U[?h<*0 zD8.^ԷLmz(hгڱ786U@Go }2xЋOoMfCfFpjBu|{볹xYΊߕ6lTy SO,YC5g/.I[O ߃Ml=h@"+s_>_l=$ƃL|BVq;s%t,>*^ʭD8n:7<'H}AfiZBc'{xs*2лr0|p$(_6mm[Z3u䥮oB|gG &oC"[,~N=o "r[2uuNe/.*"8q_1]̎D8?u;~DX]rjtqHdSSM;fҺ{ݻE@ߘ_Ӷgp۳!:s՘uR%N<lOevQ{{7A51SH}ځ)xl,N/!モ5. @"ͷ#C4ںqz R%QQ&?xb/i^zESyclmۙCyG4A>gt+-,6=kdl>-{^zD8I?Qb? XQ9Xbµ9lqiƿ .qzlr_$ ӼڙMp +Oxϝ uWDDTU; 'jϿuk\m2>_lZң}!Ndt{o.2a0ڱ"hd6*ҾUyqE$[/$I&+Z06_]=S;zuI '<zѤ%W͘k\Ù,$ ,i^z5&|r/rj4~ݧU晿JD=kl%m*IpU-3&wS$ zy;zn}{PcውSj],Ɨ) :׹"-3[l5`&D$B~pU%H 'YlYv֞/ ^ϝ5խvDoyU2c~yDWDӹRHٯf?M՟`'eDD'f)¢6\c6K|/8߲#>c$%uhO[7hg5])T7M}= gWw>]0,Ɨ$.nƱS=5]uX8$+z~3D=_U+}[^?XՏ=% E^Ok/Eĥ-?,y!""929z8$TV^yaʖC)ʵῴϟaeݖC ߝjLւ*^m]կڱؾϑs㒦xh~ڭNTV^jq#=EDĘ m/k{) ͵7Mul&czs6M/ "Bmb$stfޫ2{v) ZILD']|#awM'K,z30ϹQ6ҥsS %Mc|^!X[3nRэڑjpOb%XйkLjmxDo/ m{=%LHW]XcG?׭㓘Voj_D` ='ՙpVue, <^?JАӡ"3_>鹠.,w8+Y>,^SY"b&1Oўx0D_mGV!voXϗ1AX >.͋'k|Ra󕪺:[iS=^16zL`{8LTOVKά9֎,&š[yDTJnF4 lԈvxuv# vDeº= EUv,G+AruxTV-{<7':{kԌT]OߪjjT=9=*:.Pε'v.ފ2,("^k_~ZߕB׼i7q50;gsIzi1cͥjf%9ܰ__(3{Tu̅KoGk^nq3T~&DX;eE@]ڙ-YkgQIVW~c.TTֈG.> endobj 23 0 obj << /Type /ExtGState /BM /Normal /ca 0.3 >> endobj 24 0 obj [6 0 R /Fit] endobj 25 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Contents 26 0 R >> endobj 26 0 obj << /Filter /FlateDecode /Length 1159 >> stream xVr6}Wc2 k[v4n>$yIH"F3~jh]܎4.mz18#t3/iխ$O0N9ѷwAO4Yi?fQ (^/.}iR%"OUWe/Xg4{C%ova̙CkUkk:G+izܒZuUдֵKS^.j~9 C!ECRW]gU64neUͶ=Ai.RB.RH('W5eQy3KܦhC.Kǜ }ځLr7 ! [8s3J]8 /^:kM4Vy3dh]W՜]J#̲j {lEM,]IEjƜ  )t"s > s4*]˟m^õ*mf&EbSF#~+X$]lNܶ:ƨzKN\o*׼j b/|b+t?w'#gT+^Z&.nt_Vuw'{ (mPtQ\2=CϘ],;"8`pVuel@EQ" kt1R0&G. 9T|N\YDZբ̻CuӀgU.,kȭVʋ0BՙBL>99<10ٙ[Վ*7rY_F hC>7J"kT_)h:ctu7ha*zjDq _D?N/4l2:Jc 1,M{[Yy_Js^>aPz O;e)]սD?Gp& C`ǟnCgrY0߮6mglc>r^9kH endstream endobj 27 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Contents 28 0 R >> endobj 28 0 obj << /Filter /FlateDecode /Length 2022 >> stream xXrܸSq*K,ˎ6kERU{4ڙMrRU&n3I5T7?Ʀ,ʲwxڼ k$ت,Dn o+(\p3\+3ۮ^vW3 \CoSsaB5}]hJFT{ WS;<-0G[^`߶nC =LZ0uC3?MԍL]|gh2 U,/ޯO]uD} 8ma;+2h7d8SΙ49n>l R 4·װ m4> Q{E,*WXh5+uh] |ͪWH=F:ZBؕw]XWzs#qI~~ kg WF(j1{QQ*C&qL: (zDzm <˜|ƙ*u7,+B%13T2Ymr_D%|2eB MɬA-c*g֠B[ͬAAnd5zN+(7#k<F0kĻL/bd ̃5! ="=5J,~ůNjVTrە%Wv;'>MK@ǓO-|oU#Sge 75F5 @97jA5ri;_p3 `K;psOs}&yuM&Z endstream endobj 29 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Contents 30 0 R >> endobj 30 0 obj << /Filter /FlateDecode /Length 2373 >> stream xYr$ ST%\5KݬXJU9|hʹo{f֥*?L-ObI왶H?|jRJ?珋WV:߈#N*+FU*+uaj+Wy}Ͻ<~\^]I]O;Y7>[O】Au]ЌɺU-}USjBr:|x{/ I +H%7i?o=.V$fΖ">M;nwǾ;ItYlC7^k'ڭر-1tحq']i-S/7DW C3]}jA_ 9LWՑPH8ȾgtVj'.MꃕJߣtyyZMȰvB.Y'\oScfm]ZkC/rS gH΃؜GЉGҹ~úCRۯ[p;tJ S?s0;?"*9pRiGӤwVZEN(Zũ;OՉY{bYO"߲hT&W&QԺЮdm4rDQG1ii5! dpMMmdPsij_˘m{<+&.:̛Ispl)Qj53 Q|춢[O=߮Ԯx:{uvU bkA4Q͝ (H1;CtM!ؤ?d{9g;`U@srG3ǮϔT>mw:&:HU݉k0Ԃbc4 w;S TԂb$S ͫ/c`Hsjë!RSiAb+}"Մ k'Brf0|n:$0Rva=Je~=w6.IЦ*I#VLy HpC VLb&ͧ0= oYtQ; hԚI5v% @j&^Q$yyZMȰvB.Y'\oS/H`f.$j00! $`/` E&x6(@vQJg"@W.I"c(xu U=@oYQ; Ӿ&"L@qmu&g($2x>V'dY'\oSω`J6ߺqnyΆVu} H`klr_b}ײC HaLkuc ڡ-k!ź=94O;O N%i<֌en?}78t,L&iT@Pv Es9<16;#˾țFC9ȝN50PYJߣȑyyZMȰvB.Y'\oS#o0vȁv8Ӻ@} XV8RW\u-9( \hWQ$f | NASz 1E И8Q*k7.*@+@u{3h>V'dY'\oS/(`*Hws zaGv>s~=a5u_zzy;4˔|֝ < u,!:JDuB%<"B sTw2wL]wWW͋#PpsYG"2՝al(Nu>rg&XsާLPw3zu@6uDfբ_x5}k;1>\7YGkSFıKO1+Uc,&h-'sb NXKvGbl(GN NJBO֕0c zQD؝]~de{wy8ZfQv݇HiZ2 4YZзUyw{Yek-hLwgLvtcڪRIQX uͪ2:Zm ǩuj ekVͶ,L}y}3J\)Ff8U=X}mZMަe͘N @{-@\ cfQ(A˰fSy,\>t56L[ЯfCREoUj>vElpCn{9cG8tŏH1Kf=+BwNsλϫöUrT,[YќQ;\޽?~[#xq?n"f\O<Ÿsfq?(s|I|P |^#4e&?^ppNR_87D:UdTjnrKA>} Q`7zZO>ڧWt//_=;?^^iU 'sЫW;1oU碤Kb$A?Z NjG:i)pkBAwParTA"Ƒd$.)>-kS+ 'rLfSݕv&́4GNDCC/AtF9)#YF~\C rpӖu7KS"8_-mM5C@fQ\@K5--MUO ҇% endstream endobj 33 0 obj << /Type /Page /MediaBox [0.000 0.000 595.280 841.890] /Parent 3 0 R /Annots [ 35 0 R ] /Contents 34 0 R >> endobj 34 0 obj << /Filter /FlateDecode /Length 1298 >> stream xWr6)80ԙNZ!Ɂ&! 5Ii:}`y.(,ؙ"+.%R~Pxq&G( a@$$%[VDmY(m*g"&P Hr-g '"EGMwK8j =!h v ;pmNxb43"R6F) OEk23Xekm?9,pC'K/n^Jk<\` .KRdD05fJZX]GkݎowSA*`߾C'smU %=!&L7JFU sA?H5I\J6P5޵d{|B#kfdNuBAIo(u|}iM`0)d 똻:bWU]. Ի ?U;|?99"$U?`) MlQ $$Ğc{TʧT/tW#> {23XFBV`d*#[ed%&\ =6ef-AMj`;7tYB-\+:o;!U/0]C*dq)I"_6J==w.oqJ=Gdw4՝4^&9Z0kJޘ{ s#8>=uh1ZA3㛾ЧrS԰<]KSėD c>4pmƧ 5+*`'AsJP~3XYrZq玥v0/aO':d'^Tw3$uyP;a#HγK83z|!BAvceF+Ea nֺ{\.LRq#Fp꾆l@^u|a0)j0"g'bn)"d}RBV}4ً="/2kx[yB3"薑R@ A(GHp;>|EV`$qgT. =Y5A﫣`c+oZt?9ll endstream endobj 35 0 obj << /Type /Annot /Subtype /Link /F 28 /A 36 0 R /Border [0 0 0] /H /I /Rect [ 401.1440 391.8794 570.5240 404.0894 ] >> endobj 36 0 obj << /Type /Action /S /URI /URI (https://ica.ng/services/community-development/) >> endobj xref 0 37 0000000000 65535 f 0000000009 00000 n 0000000074 00000 n 0000000120 00000 n 0000000456 00000 n 0000000493 00000 n 0000000642 00000 n 0000000771 00000 n 0000001999 00000 n 0000002108 00000 n 0000002216 00000 n 0000002324 00000 n 0000002437 00000 n 0000012815 00000 n 0000013484 00000 n 0000013618 00000 n 0000013722 00000 n 0000013855 00000 n 0000013959 00000 n 0000014016 00000 n 0000014073 00000 n 0000047982 00000 n 0000062689 00000 n 0000062748 00000 n 0000062807 00000 n 0000062836 00000 n 0000062941 00000 n 0000064174 00000 n 0000064279 00000 n 0000066375 00000 n 0000066480 00000 n 0000068927 00000 n 0000069032 00000 n 0000070842 00000 n 0000070966 00000 n 0000072338 00000 n 0000072472 00000 n trailer << /Size 37 /Root 1 0 R /Info 5 0 R /ID[<30a4662f5c14806d80b74b659c1985ee><30a4662f5c14806d80b74b659c1985ee>] >> startxref 72570 %%EOF How to Register a Co-operative Society in Abuja, FCT.

How to Register a Co-operative Society in Abuja, FCT: Requirements, Costs, and Procedure

Establishing a co-operative society in Abuja, Federal Capital Territory (FCT), can be a rewarding endeavour, providing shared economic benefits and a sense of community. This comprehensive guide outlines the steps, requirements, and costs involved in registering a co-operative society in Abuja, ensuring the process is clear and straightforward for potential applicants. By following these steps and consulting with an experienced legal professional, you can navigate the registration process seamlessly, ensuring your society enjoys the benefits and protections provided by the government. Take action today to establish a legally recognised co-operative society and unlock the potential for growth and collaboration among your members.
Register a Co-operative Society, in Abuja, FCT,

 

Establishing a co-operative society in Abuja, Federal Capital Territory (FCT), can be a rewarding endeavour, providing members with shared economic benefits and a sense of community.

This comprehensive guide outlines the steps, requirements, and costs involved in registering a co-operative society in Abuja, ensuring that the process is clear and straightforward for potential applicants.

 

Procedure to Register a Co-operative Society

 

Apply In-Person

 

To register a co-operative society in person, follow these steps:

 

  1. Visit the Abuja, FCT Co-operative Registration Office:

 

Head to the Directorate of Cooperative Registration located at the Federal Capital Development Authority Premises, Area 11, Garki, Abuja, FCT.

 

  1. Submit an Application:

 

Prepare an application made by a responsible person seeking registration as a co-operative society.

 

  1. Consult the Relevant Authority:

 

Ask for detailed instructions on submitting the application.

 

  1. Pay the Registration Fee:

 

The fee must be paid before submitting the application, and proof of payment should be included with your submission.

 

  1. Attach Required Documents:

 

Ensure all necessary documents are attached to your application (detailed below).

 

  1. Submit the Application:

 

Deliver your completed application package to the Director General of the Co-operative Society.

 

  1. Assessment Process:

 

The application will be reviewed, and if satisfactory, a Recognition Letter valid for three years will be issued.

 

  1. Observatory Period:

 

After three years, if the society meets all requirements, a Certificate of Registration along with a certified copy of the by-laws will be issued.

 

Required Documents

 

  • Copy of Resolution(Certified)

 

  • Report of Feasibility Study

 

  • Proposed By-laws(four copies)

 

  • Intent Letter from Future Members

 

  • Proof of Payment

 

  • Supporting Documents(as instructed)

 

Eligibility Criteria

 

  • Age Requirements: Members must be at least 15 years old. Board members must be at least 18 years old.

 

  • Common Need: There must be a shared need among the members of the society.

 

  • Occupation: For primary societies, each member should have an occupation related to the society’s purpose.

 

  • Financial Capability: Members must be financially able to invest in shares and pay required fees.

 

  • Application Signatures:

    Primary Societies: Signed by at least ten eligible individuals.Secondary Societies: Signed by a duly authorised member of each registered society or by at least ten members if the total number of members is less than ten.

Required Information

 

  • Name of the Proposed Society

 

  • Name and Address of the Premises

 

  • Key Objectives

 

  • Plan of Operation

 

  • Financial Plan Particulars

 

  • Rules of Membership

 

  • Banking Particulars

 

  • Bank Account Details

 

  • Names of the Members (at least ten)

 

  • Address Details

 

  • Contact Numbers

 

  • Names of Trustees: President, Secretary, and Treasurer, with their phone numbers

 

  • Passport Photos: One for each trustee

 

Importance of Registration

 

Registering a co-operative society is crucial as it provides legal recognition and enables the society to operate within the legal framework of Nigeria.

It ensures that the society can engage in official transactions and enjoy the benefits and protections provided by the government.

 

Costs and Professional Fees

 

Registration Fees

 

  • Processing Fee: ₦25,000

 

Professional Fees

 

  • Professional Services: Ranges from ₦150,000 to ₦250,000

 

Cost Summary of registering a Co-operative Society in Abuja

Service Cost (₦)
Processing Fee 25,000
Professional Services 150,000 – 250,000

 

Conclusion

 

Registering a co-operative society in Abuja, FCT, involves a clear procedure and specific requirements.

By following the outlined steps and ensuring all necessary documents and information are provided, you can successfully establish a legally recognised co-operative society.

This process not only legitimizes your operations but also provides a structured framework for growth and collaboration among members.

Want to Speak with a Consultant?

Start a One-on-One Conversation With One of Our Senior Corporate/Litigation Law Experts.
Share this article

Related Posts

Product Certification in Nigeria: What the NIS Certification Mark Really Means

In Nigeria, SON operates both mandatory and voluntary product certification schemes, yet many manufacturers still confuse MANCAP with the NIS

Employer-Based Health Insurance Scheme (EHIP) Registration in Nigeria

With Nigeria’s health insurance framework making coverage mandatory for employers and employees in private-sector organisations with five or more staff,

Environmental Management Plan (EMP) Certification in Nigeria: The Compliance Document Most Businesses Ignore Until It Is Too Late

Did you know that environmental non-compliance can lead to project delays, regulatory sanctions, and even the suspension of business operations

error: Content is protected !!

Before you Leave!

Do You Want to Speak with a Senior Corporate Law or Litigation Expert?

OR