Conducting a legal search and verifying property titles are crucial steps before purchasing land, whether in Abuja or elsewhere.
These steps help avoid legal complications and ensure that the property you intend to buy is free from disputes and encumbrances.
This article provides a detailed guide on how to conduct a land search and verify property titles in Abuja through the Abuja Geographic Information Systems (AGIS), including the associated costs and necessary procedures.
Importance of Verifying Property Titles in Abuja
Confirming Ownership
Verifying property titles helps confirm the rightful ownership of the land.
Many fraudulent individuals create fake documents to claim ownership of land they do not own.
Verifying the property’s title ensures that the seller has the legal right to transfer ownership, thereby protecting you from potential fraud and ownership disputes.
Minimising Risk
A thorough title verification helps you avoid risks associated with purchasing real estate, such as competing ownership claims, unpaid liens, or undisclosed mortgages.
It ensures that the land is free from legal issues that could arise after the purchase.
Assurance and Security
Knowing that the property is free from all encumbrances and disputes provides peace of mind.
This confidence in the legality and legitimacy of the transaction is invaluable in real estate investments.
Steps to Perform a Land Search and Verify Property Titles in Abuja
Step 1: Collect Necessary Information
Collect all necessary information about the property, including its location, size, topography, and access roads.
Additionally, gather details about the current and previous owners to ensure the legitimacy of the transaction.
Step 2: Perform Physical Inspection
Physically inspect the property to verify the information you have gathered.
This step helps you confirm the existence and condition of the land, identify any potential issues not mentioned in the documents, and gather insights from neighbours and local authorities.
Step 3: Execute Land Search at AGIS
Visit the Abuja Geographic Information Systems (AGIS) office to conduct a formal search.
Submit a request to the Director of Lands Administration, providing details such as the Certificate of Occupancy (C of O) number, owner’s name, file number, and plot numbers.
You will need to pay a legal search fee, which is N10,000 for residential purposes and N20,000 for commercial purposes.
Step 4: Authenticate Property Titles
Upon payment, AGIS will conduct a search and verify the authenticity of the property title.
They will provide information about the property status, ownership details, and any encumbrances.
Verify that the details provided by AGIS match the information given by the seller.
Step 5: Seek Professional Advice
While you can conduct the search yourself, it is advisable to consult a legal professional specialising in property law or an experienced real estate agent.
They can help interpret the information obtained from AGIS and provide guidance on the next steps.
Additional Searches and Verifications
Probate Verification
If the property was inherited, conduct a probate search at the High Court in Maitama, Abuja, to determine the authority to dispose of the deceased’s property.
Corporate Affairs Commission Search
For properties owned by companies, verify any designated charges against the company’s assets at the Corporate Affairs Commission.
This search ensures that the seller is authorised to act on behalf of the company and that the property is not mortgaged.
Deeds of Assignment/Conveyance
Verify the Deed of Assignment or Conveyance to confirm that the seller has legally transferred ownership to you.
This document shows evidence of the seller’s rights, title, interest, and ownership being conveyed to the buyer.
Cost of Conducting a Legal Search and Title Verification
The costs associated with conducting a legal search and verifying property titles in Abuja vary depending on several factors.
Below is a summary of the estimated costs:
Cost Summary
| Item | Estimated Cost (Naira) |
| Legal Search Fee (Residential) | N10,000 |
| Legal Search Fee (Commercial) | N20,000 |
| Professional Services for Legal Search | N50,000 – N100,000 |
| Total Estimated Cost | N60,000 – N120,000 |
Conclusion
Conducting a legal search and verifying property titles are critical steps in ensuring a smooth and secure real estate transaction in Abuja.
By following the outlined steps and consulting with professionals, you can avoid potential legal issues and make informed decisions about your property investment.
For further assistance, visit the AGIS office or consult a legal professional specialising in property law.
For a seamless and hassle-free experience, consider hiring a professional to guide you through the process and ensure all legal checks are thoroughly conducted. This proactive approach will protect your investment and provide peace of mind.
